Juggling multiple bills each month can quickly become overwhelming. Between setting up payments managing due dates and avoiding late fees, it’s a lot to stay on top of. Thankfully, USAA offers a simple credit card bill pay service to make managing bills easier.
In this helpful guide, we’ll explain everything you need to know to use USAA’s credit card bill pay system to its full potential
Overview of USAA Credit Card Bill Pay
USAA allows customers to easily pay bills directly from their USAA credit card accounts.
This bill pay service lets you
-
Set up one-time or recurring payments to numerous types of billers.
-
Pay bills by specifying payment amount or paying full balance due.
-
Avoid late fees by scheduling payments to arrive by due date.
-
Manage payments fully online without writing checks or buying stamps.
-
Get reminders when bills are due.
-
Access payment history and create reports.
With bill pay, you can consolidate bill payments through one USAA credit card each month.
Getting Started with USAA Credit Card Bill Pay
Using USAA’s bill pay service with your credit card is simple. Just follow these steps:
-
Log into your USAA account online or via mobile app.
-
Under “My Accounts,” choose your credit card.
-
Select “Payments” then “Pay Bills.”
-
Click “Add Payee” and search for the company to pay.
-
Enter details like account number, payment amount, delivery date.
-
Review and submit the payment.
Once set up, you can return monthly and make quick payments in just a few clicks.
Types of Payments Available
USAA credit card bill pay supports making:
-
One-time payments – For random, non-recurring bills.
-
AutoPay – Set up recurring payments made automatically each month.
-
Scheduled payments – Pre-schedule future one-time payments as needed.
-
Full balance payments – Pay entire statement balance due automatically.
-
Custom amount payments – Specify the exact payment amount.
You have total control over which type of payment works for each bill.
Billers Supported by USAA Credit Card Bill Pay
USAA’s bill pay system allows paying thousands of different billers and merchants, including:
-
Utilities – electricity, gas, water, cable, etc.
-
Insurance – auto, health, home, life
-
Telecommunications – cell phone, internet, TV
-
Government – taxes, vehicle registration
-
Financial – loans, credit cards, investments
-
Merchants – department stores, gas stations, online retailers
-
And many more! Essentially any company or merchant you need to pay.
Just search for the biller by name when you set up a new payment.
Payment Scheduling with USAA Credit Card Bill Pay
USAA allows flexible payment scheduling so bills are paid on time:
-
One-time – Schedule a future payment date when setting up the payment.
-
AutoPay – Choose the day of the month for recurring payments.
-
Calendar view – Visual calendar shows scheduled payments.
-
Reminders – Get email notices when bills are due soon.
-
Rush delivery – For last minute payments, instantly send to arrive as fast as the same day.
With robust scheduling options, paying bills through USAA helps avoid missed due dates and late payment penalties.
Managing USAA Credit Card Bill Pay Online
USAA offers useful online tools to manage bill pay:
-
Payment dashboard shows status of pending, processed, and failed payments all in one place.
-
Search payment history or download activity reports for recordkeeping.
-
Sort, filter, and customize which data columns to view.
-
Update payee information if accounts change.
-
Receive email alerts for successful payments, payment failures, etc.
-
Access customer support for any bill pay issues without waiting on the phone.
The online interface makes monitoring your scheduled bill payments simple.
Benefits of Paying Bills with a USAA Credit Card
Paying bills through your USAA credit card account provides important benefits:
-
Convenience – Schedule, manage and track payments fully online 24/7.
-
Earnings – Get rewards points/cashback on money you’re already spending on bills!
-
Simplicity – No writing physical checks and buying stamps.
-
Security – Safer than mailing paper checks which can get lost or stolen.
-
Financial control – All bill payment activity on one monthly card statement.
-
Avoid late fees – Set up auto-pay and payment reminders.
-
Recordkeeping – Payment reports help with budgeting and taxes.
USAA bill pay plus rewards credit card is a powerful combo!
Tips for USAA Credit Card Bill Pay Users
Follow these tips to maximize benefits from USAA’s bill pay service:
-
Set payment reminders to ensure sufficient card limit and avoid over-limit fees.
-
Review pending payments regularly in case any issues need addressing.
-
Notify USAA immediately if your credit card number changes for any reason to avoid disrupted bill payments.
-
Contact USAA support right away if any payment fails or errors occur.
-
Check monthly statements thoroughly and flag any suspicious or fraudulent payments.
-
Pay a few days early to account for any processing delays with electronic payments.
-
Update your payees if you cancel any paid services and no longer need auto-payments sent.
Is USAA Credit Card Bill Pay Right for You?
If you’re tired of spending time on bill payments each month, then USAA’s bill pay service may provide value through:
- Consolidated bill management in one online account
- Flexible one-time or recurring payment scheduling
- Automatic payments help avoid late fees
- Rewards potential on money already being spent
However, it does rely on using credit responsibly and not overspending just because payments are automated.
Overall, USAA credit card bill pay simplifies payments and provides powerful convenience with proper use. Give it a try if mailing paper checks feels outdated and time-consuming.
How USAA bills you for auto and property policies
You’ll get one bill for all your USAA auto and property policies. If your mortgage company pays your homeowners insurance, we’ll bill them. You’ll get separate bills for your other insurance agency policies, like flood and windstorm.
If you haven’t paid your premium in full, you’ll get a bill every month with your minimum amount due. Get your bills faster when you sign up for online documents.
We automatically renew most policies. If your policy premium changes at renewal, your amount due could also change. View renewal packets and bills in My Documents.
You can pay your premium in full or pay the minimum amount due each month. If you pay more than the minimum, it’ll lower your next bill.
- Online in your Insurance Bill
- The USAA Mobile App
- Pay by phone
- By mail: 9800 Fredericksburg Road, San Antonio, TX 78288-0001
- Through another bank’s online bill pay
You can make your payment using a credit card, debit card, bank account or check. We don’t accept cash payments.
Choose the account you want to pay from, your payment date and if you want to pay your balance in full, monthly or twice a month when you set up an automatic payment plan, or APP. Then, you can sign up for alerts and we’ll remind you five days before your due date.
Carry over your payment.
Let us know before you miss a payment, and you could qualify to carry over your balance. You’ll pay your regular amount and past due amount on your next bill. A late fee may apply.
USAA Credit Cards | EVERYTHING You Should Know BEFORE Applying
FAQ
How do I make a payment on my USAA credit card?
Can I pay my USAA bill over the phone?
How can I pay my credit card bill by phone?
What is the phone number for USAA credit card?
How do I pay my USAA credit card bills?
Scheduling one-time or recurring bill payments through USAA is very simple: For recurring payments, choose the frequency (e.g. monthly) and whether to pay the full balance or fixed amount each time. What’s the Easiest Way to Pay USAA Credit Card Bills? You can quickly pay your USAA credit card statements through the Bill Pay platform as well:
What is USAA bill pay?
USAA offers a highly convenient bill pay service that allows you to pay all your bills, from utilities to credit cards, in one place quickly and securely. In this comprehensive guide, we’ll explain everything you need to know about paying bills through USAA, from set up to payment options.
What is the USAA credit card payment address?
Please let us know if you notice any differences. The USAA credit card payment address is: USAA Credit Card Payments10750 McDermott FwySan Antonio, TX 78288-0570 When paying USAA credit card bills by mail, be sure to submit either a check or money order for the payment amount.
How do I set up automatic payments on USAA?
On the USAA Pay Bills page, choose the name of the biller and pick either “Set Up Automatic Payments” or “Modify Automatic Payments.” To modify a USAA credit card automatic payment plan, cancel the existing plan, then set up a new one. Can I cancel automatic payments online? Yes.
Can I pay my USAA bill with a checking account?
For USAA bills, you can pay your bill with any checking or savings account. You can also use MasterCard®, Visa® or American Express® to pay your auto and property bill. Non-USAA bills must be paid with a USAA checking account. How do I add a non-USAA payment account to pay eligible USAA bills?
How long does it take USAA to pay a bill?
Most bill payments made through USAA are delivered to the biller within 1-2 business days. However, you control the specific payment date: Knowing when the payment will post helps avoid late fees and ensures services stay active. Can I Pay Bills with USAA on Weekends and Holidays? Yes, you can schedule USAA bill payments 24/7.