Paying your Target credit card bill by phone is a quick, easy way to make sure your payment gets made on time each month. With just a few minutes on the phone, you can take care of your bill without having to go online or mail in a payment. Here are some tips for paying your Target bill by phone.
Contact Target Card Services
The first step is to contact Target Card Services at 1-800-424-6888. This is the direct line to reach a representative who can help you make a payment on your Target credit card account.
When you call, make sure you have your Target credit card billing statement handy so you have all the details you need, including your account number, payment due date, and balance owed.
Follow the Automated Prompts
Once you dial the 800 number, you’ll be greeted by an automated phone system. Listen carefully to the recorded instructions and respond using your phone’s keypad.
Typically, you’ll be prompted to enter your 16-digit Target credit card number. Have this number ready to input. You may also need to enter your zip code for verification.
Specify Payment Amount
The automated system will ask you to specify the payment amount you want to make. You can choose to pay the minimum due, the statement balance, or any other amount.
Make sure you pay at least the minimum amount due by the due date to avoid late fees. For the best credit score benefits consider paying your balance in full if you can.
Provide Payment Method
Next, you’ll need to provide the payment method In most cases, you can use a bank account like a checking or savings account Have your account number and routing number ready.
You may also be able to use a debit card number, depending on the Target payment system capabilities.
Get Payment Confirmation
Stay on the line until you receive confirmation that your payment has been scheduled You’ll likely hear a confirmation number or some other form of receipt
Make note of the confirmation details in case you need to refer back later for any reason.
Payment Posts Within Days
Once you complete the automated phone payment process, you can expect your Target card payment to post to your account within a couple of business days. It’s one of the fastest ways to pay your bill.
Just make sure to call before your bill’s due date so your payment has time to process and avoid late fees.
Set Up Recurring Payments
If you call to pay your Target bill frequently, consider setting up recurring payments. This way, your Target bill is paid automatically each month on a set date.
To set up recurring phone payments, just follow the prompts when you call in. The payments will continue month after month unless you contact Target to cancel.
Request a Due Date Change
When you pay by phone, you can also request to change your monthly due date. Simply ask the automated system or phone representative to update your due date.
Having your payment due right after payday can help you avoid forgetting and paying late.
Get Account Assistance
The Target Card Services phone line is useful for more than just making payments. You can also:
- Check your account balance
- Change your address
- Request a credit limit increase
- Report a lost or stolen card
- And more
So if you ever have questions about your Target card, the customer service agents can assist.
Set Up Account Alerts
Another helpful option is setting up account alerts for things like:
- Payment reminders
- Suspicious activity
- Unusual charges
- And more
Alerts can be sent by email, text, or automated call. Enable them for free through your online account or by phone.
Avoid Late Fees
One of the biggest perks of paying your Target bill by phone is avoiding late fees. Target charges up to a $41 late fee if you miss your due date.
By calling to pay and scheduling payments to post before the due date, you can be sure your payments arrive on time. Just be sure to schedule at least 5-7 days in advance.
Pay Your Bill 24/7
The Target Card Services phone line is open 24 hours a day, 7 days a week. That means whenever you remember to pay your bill, you can call right away regardless of holidays or what time it is.
You don’t have to wait for the next business day or normal working hours. Just dial when it’s convenient for you.
Works for All Target Cards
Whether you have a Target credit card, Target debit card, or Target Mastercard, you can manage the account and pay your bill over the phone.
The same 1-800 number and automated system works for all types of Target cards issued by TD Bank.
Adam McCann , Financial Writer
Yes, you can pay your Target Credit Card bill by phone. To make your Target Credit Card payment over the phone, call 1-800-424-6888 and follow the instructions from the automated menu, then enter your payment information. The process should only take a few minutes.
How to Pay Your Target Credit Card Bill by Phone
- Call TD Bank at 1-800-424-6888.
- Follow the automated menu options to initiate a payment.
- Enter the requested information, such as your card number, the payment amount, and the routing number and account number for the bank account the money will be drawn from.
- Submit your payment.
It’s worth noting that you can also make your Target Credit Card payment on your phone by using the TD Bank mobile app. In addition, you can pay online, by mail, or in a Target store. Paying online will generally be the fastest method.
When you make your payment, you will be able to specify the amount you want to pay – the full balance or any amount that’s at least the minimum due. You will also need to specify the date you want the payment to be made. This answer was last updated on 09/02/24 and it was first published on 08/29/24. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.
How To Pay For A Target Credit Card (How To Make Payment For A Target Credit Card)
FAQ
Can I pay at Target with my phone?
What is the 800 number for Target Credit Card?
Can you still pay your Target bill with a check?
How do I cancel my Target debit card?
Can I pay my target credit card bill by phone?
Yes, you can pay your Target Credit Card bill by phone. To make your Target Credit Card payment over the phone, call 1-800-424-6888 and follow the instructions from the automated menu, then enter your payment information. The process should only take a few minutes. Call TD Bank at 1-800-424-6888.
How do I pay my target credit card?
You can pay your Target Credit Card with a debit card online, by phone, at (800) 659-2396, or in a store. If you pay by phone make sure you have your details on-hand to be able to answer the operator’s questions. Online: Log in to your online account. Go to the “Pay Now” tab and fill in the required fields for your payment.
How do I pay my target red card?
How can I pay my Target RED card? You can make Target Credit Card payment online, by phone, through the TD Bank mobile app, by mail or at a branch. To pay Target Credit Card bill online, log in to your online account and click on “pay now.” Then, choose how much to pay, when to pay it, and where the payment is coming from.
How do I make a payment at Target Guest Services?
If you prefer to make a payment by phone, follow these simple steps: Call Target Guest Services at 1-800-424-6888. Follow the prompts to make a payment over the phone. You’ll receive a confirmation number once your payment has been processed. If you prefer to make a payment by mail, follow these steps:
How do I accept my target bill payment?
The employee can use the account number to accept your Target bill payment and apply it to your account. Target RedCard holders receive a monthly paper statement in the mail. Customers can tear off the stub at the bottom and send it in with their Target payment using the provided envelope.
How do I contact TARGET credit card customer service?
To talk to Target Credit Card customer service, call (800) 424-6888 and then enter your 16-digit card number or your Account ID. Listen to the menu options to use the automated system or press “0” for customer service.