United Federal Credit Union (United FCU) offers its members convenient ways to pay bills online, by phone, by mail, or in person. This credit union serves over 250,000 members across 9 states, providing full-service banking and lending.
Paying your United FCU loans credit cards, and other bills on time each month ensures you avoid late fees and issues. This guide will outline the flexible bill pay options United FCU offers and provide tips for making on-time payments.
Pay Bills Online
The easiest way for United FCU members to pay bills is through online banking bill pay Simply log into your account and you can securely pay bills from your United FCU accounts
To enroll in online banking, visit United FCU’s website and click “Log In” to register for an account. The online system allows setting up one-time or recurring payments to United FCU loans, credit cards, as well as external payees.
United FCU online bill pay advantages include:
- Pay anytime 24/7
- Schedule future-dated payments
- View payment history
- Receive email confirmations
- Avoid late fees with on-time payments
Pay Bills By Phone
In addition to online payments, United FCU members can pay bills using the automated phone payment system.
To use the pay-by-phone option, call 1-888-982-1400 and select the payment menu. You’ll need to enter your member account number and follow the prompts.
The automated system allows paying bills by authorizing transfers from United FCU accounts or by debit/credit card. You can also set up recurring phone payments.
Pay Bills By Mail
Mail remains an option for members who prefer paying United FCU bills by paper check. Simply write a check payable to United FCU for the total payment amount due.
Be sure to include your payment coupon or write your United FCU account number on the check memo line. Mail your check to:
United FCU
P.O. Box 125
St. Joseph, MI 49085
Allow 7-10 days for mailed payments to avoid late fees. Send via tracked mail and check delivery timeframes.
Pay Bills In Person
For in-person bill payment, United FCU members can visit any United FCU branch location during business hours. Pay with cash, check, or debit/credit card.
United FCU has over 75 branch locations across 9 states. Find a convenient branch near you to make an in-person bill payment.
Use United QuickPay
United QuickPay allows members to make one-time United FCU loan payments securely online without logging into your account.
Visit United FCU’s QuickPay website and enter your loan account number and last 4 digits of your social security number to access your account. Pay via bank account, debit card, or credit card.
Sign Up For Auto-Pay
For hands-free payments, enroll in United FCU auto-pay through online banking. Your bills will be paid automatically each month directly from your selected United FCU account.
With auto-pay, you avoid late payments, save time, and no longer need to manually pay bills each month. Just monitor your account to ensure sufficient funds.
Avoid Late Fees
Stay on top of due dates and make United FCU bill payments on time every month. Late or missed payments result in fees and can impact your credit score.
If you expect to miss a payment, contact United FCU immediately for options. Keeping your accounts current is key.
Choose the Right Payment Method
With online, phone, mail, auto, and in-person options, United FCU offers flexibility to members. Choose the most convenient way for you to pay United FCU bills on time.
Many members prefer automated payments for the set-it-and-forget-it ease. Evaluate your needs and select the optimal bill payment method for you. Paying United FCU bills on time maintains good standing.
Staying current on financial obligations is essential. United FCU’s online banking and bill pay system make it easy to do this. Use these tips to pay any United FCU bills properly each month.
SHOW ME HOW | Bill Pay
How do I make a payment on a United auto loan?
Find a branch location close to you. Make a payment today on your United Auto, RV, Boat, Motorcycle or Personal loan using your debit card, checking account, or savings account from another bank or credit union. Sign in using the loan account number found on your monthly statement and the last 4 digits of your Social Security Number.
How do I pay a United loan or credit card?
To pay a United loan or credit card, click Pay Bills in the menu and then select Pay United Loans. United loans should not be paid using the Pay with Checking option. Q: Can I use multiple accounts to pay my bills? Yes, if you have multiple checking accounts at United you may use multiple accounts to pay your bills.
How do I sign up for online bill pay?
To sign up for Online Bill Pay, login to @ccessUS and click on Bill Payments. Verify your member information is correct then click enroll! Who can I pay with Online Bill Pay? You can pay almost any business or individual that you currently pay by check – your phone bill, loan payments, insurance, credit cards, even your dentist or daycare center.
When will my payoff be processed through United Quickpay?
Payments made after 7 p.m. ET will be processed the next business day. We are unable to process payoffs through United QuickPay at this time. For assistance with completing a payoff on your loan or if you have any questions please contact us at (888) 982-1400.
Can I pay my bills online?
You can pay almost any business or individual that you currently pay by check – your phone bill, loan payments, insurance, credit cards, even your dentist or daycare center. Please note you cannot pay court-ordered payments or state and federal taxes online at this time. How are payments delivered to payees?
How do I sign up for CheckFree bill pay?
Thank you for your interest in CheckFree Bill Pay! To sign up for CheckFree you must: Log-in to your account through the application or at www.unitedcu.org, then choose “Bill Pay” from the menu options. Once you are registered, you will be ready to go! To start paying bills, you will need to set-up Payees.