Paying your Target bill by phone is a quick and easy way to stay on top of your payments. With just a few minutes on the phone, you can pay your Target credit card bill or Target debit card bill without having to leave home. This convenient payment method allows you to avoid late fees and keep your account in good standing.
Overview of Paying Target Bills By Phone
You have a couple options for paying your Target bill over the phone
- Pay your Target credit card bill – Call the number on the back of your Target REDcard to make a payment to your credit card account
- Pay your Target debit card bill – Call Target’s debit card customer service line to make a payment to your debit card account
As long as you have your account number and payment details handy the process only takes a few minutes. Representatives are available 24/7 to take your payment.
Payments made by phone will typically post to your account within 1-2 business days. It’s one of the quickest ways to pay your bill other than paying online.
Below you’ll find step-by-step instructions for paying both your Target credit card and Target debit card over the phone
How to Pay Your Target Credit Card Bill by Phone
Paying your Target credit card bill by phone is easy thanks to their 24/7 customer service. Here are the steps:
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Call the Target Credit Card Services phone number – The number to call is located on the back of your Target REDcard. It is typically 800-424-6888.
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Provide account information – The automated system or customer service agent will ask you to enter or provide your Target credit card account number. Have this handy before you call.
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Select payment amount – Choose whether you want to pay the minimum amount due, your full balance, or another amount.
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Provide payment details – Have your debit card or bank account information available. You will need to provide the routing and account numbers.
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Finish call – The representative will confirm your payment details and that the payment was scheduled.
Be sure to make a note of the payment confirmation number before you hang up. And you’re done – your Target credit card payment will be processed in 1-2 days!
How to Pay Your Target Debit Card Bill by Phone
To pay your Target debit card bill by phone, follow these steps:
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Call the Target REDcard Services number – For debit REDcards, you will call 888-729-7331.
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Provide account information – Enter or provide your Target debit card account number when prompted.
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Select payment amount – Choose the amount you wish to pay on your Target debit account.
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Provide payment details – Supply your bank account routing and account number. This is where funds will be pulled from to make the payment.
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Confirm payment details – Verify the details of your payment before completing the call.
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Record confirmation number – Make note of the confirmation number for your records and future reference.
The payment will process in 1-2 business days, credited to your Target debit card balance.
Tips for Paying Your Target Bill By Phone
Keep these tips in mind to ensure your Target bill payment goes smoothly:
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Have your Target account number ready before calling. For credit, it is your 19-digit number. For debit, it is your 16-digit number.
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Call during off-peak hours like early morning or late evening to avoid long hold times.
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Provide the routing and account numbers for the bank account you want your payment withdrawn from.
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Note the confirmation number and date so you can verify the payment later.
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Pay a few days before your actual due date to account for processing time.
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Set payment reminders to help remember when your bill is due each month.
Benefits of Paying Your Target Bill by Phone
Paying your Target credit or debit card bill over the phone provides these key benefits:
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It’s fast – Your payment processes almost instantly with just a quick phone call.
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It’s convenient – Make payments from home without going to the store.
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No fees – Target does not charge a fee for paying by phone.
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Get confirmation – You’ll receive instant payment confirmation with a reference number.
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Track payments – Your payment history will be updated so you can see the bill is paid.
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Customer support – If you have questions, Target representatives are there to help.
Pay Other Ways
In addition to phone payments, Target offers several other ways to pay your bill:
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Online – Log into your account and schedule or make an electronic payment.
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Mobile app – Use the Target app to pay instantly online.
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In-store – Visit any Target location and make a payment at Guest Services.
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Mail – Send a check or money order using Target’s payment mailing address.
No matter which option you choose, Target makes it quick and easy to pay your bill. Paying by phone is just one hassle-free way to keep your Target credit or debit account up to date.
Frequently Asked Questions About Paying Target Bills by Phone
Here are answers to some common questions about paying Target bills over the phone:
Can I pay my Target credit card bill with a debit card over the phone?
Yes, Target allows you to pay your credit card bill with a debit card by providing your debit card number and details. The payment will be withdrawn from your checking account.
When will my phone payment be applied to my Target account?
Payments made over the phone are typically applied to your Target credit or debit card account within 1-2 business days.
Is there a fee to pay my Target bill by phone?
No, Target does not charge any fee for payments made by phone using automated or live agent help. It is a free payment option.
What info do I need to make a payment?
You will need your Target account number and the bank account/debit card details you want your payment withdrawn from. Also have your billing zip code ready.
Can I set up recurring payments by phone?
Unfortunately Target does not allow you to set up automatic recurring payments over the phone. You need to call each month to manually make your payment.
If I miss a payment, can I pay by phone to avoid late fees?
Yes, one of the best ways to avoid late fees is to pay your past due Target bill immediately over the phone. This will get the payment processed right away before further late fees accrue.
Pay Your Target Credit Card Bill Easily By Phone
Paying your credit card bills on time every month is essential for avoiding fees, interest charges, and credit score damage. Target makes it simple to stay on top of your bill payment by offering the convenient phone payment option. In just minutes, you can call in and pay your Target credit or debit card balance.
With a few simple steps, you can pay your Target bill over the phone using the automated system or by talking to a customer service representative. 24/7 support means you can call whenever it is most convenient for you. So don’t wait for your bill to come in the mail – take control of your payment today with fast and easy Target phone payments.
