Owning a home is a major milestone, but it also comes with the responsibility of making timely monthly mortgage payments. Missing or late payments can negatively impact your credit and put your home at risk. That’s why choosing a bank that makes paying your mortgage simple and convenient is key.
Shoreham Bank aims to make bill pay hassle-free for homeowners through easy online payments pay by phone automatic payments, and more. In this article, we’ll look at the various bill pay options Shoreham Bank offers for home loans and tips to simplify mortgage payments.
Overview of Shoreham Bank Home Loans
Shoreham Bank is a community bank offering home loans and mortgages to residents across [Rhode Island] As a full-service bank, Shoreham provides
- Competitive fixed and adjustable rate mortgages
- Low down payment option loans
- Expert local support from start to finish
When you choose Shoreham Bank for your home loan, you get the personalized service of a community bank with the latest tech tools for simplified payments.
Benefits of Shoreham Bank Home Loan Bill Pay
Shoreham Bank offers convenient bill pay options to fit your needs:
Online payments – Securely pay your mortgage on Shoreham’s website 24/7.
Pay by phone – Make quick payments via Shoreham’s automated phone system.
Automatic payments – Set up recurring monthly payments from your Shoreham account.
Mail payments – Send checks to Shoreham’s payment address if you prefer checks.
In-person payments – Visit a Shoreham branch to make payments or get help.
These options make it easy to pay your mortgage anywhere, anytime. Key benefits include:
- Convenience of online, phone, automatic, mail, or in-person payments
- Avoid late fees with recurring automatic payments
- Payment flexibility each month
- Online payment tracking and confirmation
- Expert support from Shoreham mortgage specialists
Paying Your Shoreham Mortgage Online
Shoreham Bank’s online bill pay is a secure, convenient way to pay your home loan. To pay online:
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Login to online banking at [www.shorehambank.com]
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Under “Payments”, select your mortgage account.
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Enter payment amount and submit.
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Payment is processed instantly.
You can also setup recurring automatic payments online to have your mortgage paid automatically each month.
Shoreham’s online banking is accessible on your computer or mobile device. Payments post to your account instantly for peace of mind.
Paying by Phone with Shoreham’s Automated System
For quick one-time payments, Shoreham offers pay by phone options:
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Call [888-500-6025] to access the automated telephone banking system.
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Enter your mortgage account number and payment amount.
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Payments can be made 24/7 by following the voice prompts.
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A $5 service fee applies to phone payments.
Paying by phone is fast and lets you make last minute payments when needed.
Tips for Paying Your Shoreham Mortgage
Here are some tips for ensuring smooth mortgage payments each month:
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Sign up for automatic payments to avoid late payments and forgetfulness.
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Opt for online banking to track payments and get payment confirmations.
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Pay a few days before your due date to account for processing time.
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Contact Shoreham mortgage specialists for personalized support.
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Setup Shoreham account alerts to monitor your mortgage account.
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Make partial payments online if you can’t pay the full amount.
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Avoid late fees by paying at least the minimum amount by the due date.
Shoreham Bank Makes Mortgage Payments Easy
As you can see, Shoreham Bank offers multiple options for quick, secure home loan payments. You can choose the payment method that fits your needs each month.
Their online banking, pay by phone, recurring payments, and in-person services simplify mortgage payments so you can avoid headaches. Plus you get the friendly guidance of Shoreham’s Rhode Island-based team when needed.
If you’re looking for a smooth, hassle-free mortgage experience, choose Shoreham Bank. Convenience, flexibility, and expertise come together to make mortgage payments effortless.
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We opened our doors in 1959, serving the community of Rhode Island as a mortgage lender under the name Home Loan & Investment Association. On March 15th, 2024, we officially changed our name to Shoreham Bank. As the tides have come and gone, our customers, our business partners, and our company have grown significantly. With our product offerings reaching far beyond just mortgages, our name no longer reflects the products we offer to our community. Welcome to Shoreham Bank!
No Equity Home Improvement LoansLooking to make home improvements but do not have enough equity in your home for a HELOC or Home Equity Loan? Our FHA Title 1 Loan is a great option for you!
Certificate of Deposit Accounts
Who To Know: Home Loan Investment Bank
FAQ
What was Shoreham Bank called before?
How do I make INB loan payments?
Make INB loan payments here. Call 217-747-8633 | INB Payment Amount Payment Amount is required. Not a valid payment amount. (Only digits and decimals allowed). Payment Type Payment Type is required. Loan Type Loan Type is required. Primary Borrower’s Last Name Borrower Number is required.
What is a Home Loan Investment Bank?
Home Loan Investment Bank gives homeowners the financing they need to increase the value of their home. They also offer loan coverage in all 50 states. You can borrow up to $65,000 with no pre-payment penalties and you’ll be getting low fixed rates.
How do I receive same-day credit for my home equity line payment?
Instructions on how to receive same-day credit for your Home Equity Line payment are located on the back of your statement. Cash Reserve, Flex Loan payments or payoffs may not be made using this payment method. Refer to your statement for payment instructions on these types of loans or call INB at 217-747-8633 or email [email protected]
How much does it cost to pay a home loan?
$10.00 fee except where prohibited by state law, applicable guidelines or your loan agreement Toll-free: 800-919-0068 Payments By Mail – Include your loan number on the check Village Capital & Investment, LLC P.O. Box 679118 Dallas, TX 75267-9118
How do I make a Kearny Bank loan payment?
Save time and postage each month by making your Kearny Bank loan payment online – from your computer or smartphone. Payments made by 7 pm EST Monday – Friday are processed same-day. Payments made after 7 pm Monday – Friday EST or on Bank Holidays are posted on the next business day The following information is required to make a payment:
How do I contact Investment Savings Bank?
1-800-554-8969. 1-800-325-3678. 1-800-299-9842. All Rights Reserved. Investment Savings Bank – Creating a Simply Better Banking Experience. Call ISB in Altoona, PA (814) 944-0843 or (814) 695-7551 in Duncansville, PA.