Juggling due dates for multiple bills each month can be tedious and time consuming. Fortunately, online bill pay services like My CheckFree make it easy to view, manage and pay all your bills in one place.
My CheckFree is an online bill payment service offered by Fiserv that allows you to receive, view, and pay bills electronically. With a few clicks, you can schedule one-time or recurring payments to hundreds of participating billers.
If you’re looking for a streamlined way to stay on top of bills, My CheckFree is worth considering Here’s an in-depth look at how it works and what it costs
How My CheckFree Bill Pay Works
Getting started with My CheckFree is quick and easy. You can sign up for a free account online in about 5 minutes.
To create your account, you’ll need to provide basic personal information like:
- Name
- Address
- Phone number
- Email address
You’ll also need to link a bank account to schedule bill payments. My CheckFree only supports payments from checking or money market accounts, not credit cards.
Once your account is set up, My CheckFree’s Scout service retrieves your bills for you. When a new bill arrives, you’ll get an email notification. You can view bill details like the amount due and due date, then schedule a payment from your linked bank account.
My CheckFree begins processing payments 2 days before the due date. So it’s recommended to schedule payments in advance to ensure on-time delivery.
Hundreds of Billers Supported
One of the best features of My CheckFree is that it supports bills from hundreds of companies across various industries
Some of the major billers include:
- Wireless carriers like AT&T, Verizon, T-Mobile
- Cable/satellite TV like Dish Network, DirecTV
- Insurance companies like Geico, Allstate, Progressive
- Retail credit cards like Macy’s, Lowe’s, Best Buy
- Utilities like gas, electric, water companies
- Auto lenders like GM Financial, Ally Financial
- Mortgage lenders like Bank of America, Wells Fargo
You can add or remove billers anytime within your online account.
Convenient Payment Options
My CheckFree offers flexible options for managing bill payments:
- One-time payments – Pay a specific bill by its due date
- Recurring payments – Set up automatic payments for bills with regular due dates
- Future-dated payments – Schedule payments up to a year in advance
The ability to schedule future payments is useful for things like quarterly insurance bills or planned expenses. My CheckFree will process the payment on the date you specify.
You can also edit or cancel scheduled payments through your online account if needed.
Pay Bills on Your Schedule
One of the best things about My CheckFree is that it allows you to pay bills on your own schedule.
You don’t have to log in and make payments right when a bill arrives. My CheckFree stores your bills securely until you’re ready to view and pay them.
Bills can be accessed 24/7 through the online portal or mobile app. You’ll get email notifications when new bills are available.
This gives you more flexibility to pay bills when it’s convenient for you, whether mornings, evenings, or weekends.
Guaranteed On-Time Delivery
My CheckFree takes the stress out of paying bills thanks to its on-time delivery guarantee.
As long as you schedule a payment by the cutoff time (which varies by biller), My CheckFree guarantees your payment will arrive by the due date.
If your payment is even 1 day late, My CheckFree will reimburse you up to $50 for any late fees charged by the biller. This assurance takes the worry out of paying bills online.
No Monthly Fees
Many bill pay services charge a monthly fee for access to their platform. The nice thing about My CheckFree is that it’s totally free to use.
There are no monthly maintenance fees or account minimums. You can pay as many or as few bills as you want without incurring any subscription costs.
My CheckFree only charges fees for same-day payments to ensure delivery by 8pm ET. But scheduling payments in advance lets you avoid these add-on fees.
Is My CheckFree Right for You?
My CheckFree can be a convenient option for managing bills if you:
- Have a limited number of monthly bills to pay
- Want an online bill pay service with no monthly fee
- Like getting email alerts when new bills are ready
- Prefer to schedule payments yourself (not automatic)
- Want fee reimbursement if payments are late
The biggest downside is that My CheckFree doesn’t support all types of bills, like student loans or gym memberships. So it may not be a complete bill pay solution if you have lots of varied expenses.
But for routine bills like utilities, insurance, and credit cards, My CheckFree provides a user-friendly bill management experience. The biller coverage, payment guarantees, and lack of monthly fees make it an affordable way to simplify bill pay.
What bills can MyCheckFree manage?
Fiserv powers e-bills for hundreds of companies across a variety of industries. You can choose which billers to add when you sign up and create your account.
Some of the billers you can pay with MyCheckFree include:
- AARP Life Insurance.
- Allstate Insurance.
- Ally Financial auto loans.
- American Express.
- AT&T.
- Bank of America credit cards, home loans and vehicle loans.
- Comcast.
- Cox Communications.
- DIRECTV.
- Lowes credit cards.
- Macys.
- Progressive Insurance.
- Synchrony Bank credit cards.
- U.S. Cellular.
In addition to cell phone providers, credit card companies and insurance companies, you can also use MyCheckFree to pay utility bills. The platform allows you to schedule payments to a number of electric, water and gas service providers.
There are some bills you wont be able to pay, however. MyCheckFree doesnt support payments to:
- Student loan servicers.
- Streaming subscription services.
- Gym memberships.
If you have any of those bills pay youll need to use an alternate payment method. For instance, you might use your banks online bill pay service or pay directly through the billers website.
What is the MyCheckFree Bills Pay Service?
MyCheckFree is a personal bill pay center that allows you to schedule payments for hundreds of e-bills online. When you sign up for MyCheckFree, you decide which e-bills you want to pay and Scout, the bill retriever, finds them for you.
You access a personalized payment center online and payments are sent securely. The CheckFree Guarantee ensures that your bill payments arrive safely and on-time, so you dont have to worry about late payments or your sensitive information being hacked.
YOUR BILLS ARE PREPAID!! How to use the coupon method to pay bills
FAQ
What has happened to my check free?
How does checkfree bill pay work?
What is mycheck free?
Is CheckFreePay legit?
What is check free bill pay?
With Consumer Credit Union’s Check Free Bill Pay, you can pay all of your bills fast, free, and securely. Send payments to as many payees as you want, as often as you want. Schedule payments day or night. Schedule payments in advance. Set up payment reminders. Group payees into convenient categories. View past and pending payments.
What is mycheckfree bill pay service?
MyCheckFree is an online payment center that’s powered by Fiserv. It’s one option to consider if you want to streamline paying bills. Our MyCheckFree review offers a closer look at how this service provider works. What is the MyCheckFree Bills Pay Service?
How do I make a bill payment on mycheckfree?
You’ll also need to link a checking account or money market account to schedule bill payments. To do that, you’ll need to share your account number and routing number. Note: MyCheckFree does not support credit cards for bill payments. Once you’ve set up your account, you’ll be able to receive, view and pay e-bills online.
What is mycheckfree?
MyCheckFree is a personal bill pay center that allows you to schedule payments for hundreds of e-bills online. When you sign up for MyCheckFree, you decide which e-bills you want to pay and Scout, the bill retriever, finds them for you. You access a personalized payment center online and payments are sent securely.
What is checkfreepay®?
A simple, secure way to pay. Today. CheckFreePay® provides payment solutions for consumers who prefer to pay their bills in person. Paying your bills is now even easier using our interactive Locator map. Our payment center locator will provide convenient payment location options.
What is the best online bill payment service?
Bill pay services can make paying monthly bills easier and save time and money. The best online bill payment service is one that allows you to pay all of your bills in one place, safely and securely, with minimal or no fees. MyCheckFree is an online payment center that’s powered by Fiserv.