How to Use United Consumers Inc’s Bill Pay Service: A Step-by-Step Guide

United Consumers Inc offers a convenient online bill pay service that allows you to pay your bills and manage your finances from anywhere. If you’re looking for an easy way to stay on top of payments, consolidating them through United Consumers can save you time and give you peace of mind.

In this comprehensive guide, we’ll walk through how to sign up for and use United Consumers’ bill pay platform to seamlessly set up payments for all your monthly expenses

What is United Consumers Bill Pay?

United Consumers bill pay is an online service that lets you pay your bills directly from your United Consumers credit union account. Once signed up you can use their online portal or mobile app to securely schedule one-time or recurring payments to companies, individuals, banks and service providers.

With United Consumers bill pay, you can:

• Pay all your bills and debts in one place
• Avoid late fees by scheduling automatic payments
• Send money electronically or by paper check
• View payment history and manage payees
• Set up alerts and reminders
• Access on desktop or mobile device

Overall, using United Consumers bill pay simplifies consolidating and managing monthly bills while giving you control over cash flow.

Step 1: Enroll in United Consumers Online Banking

To sign up for United Consumers bill pay, you first need to be enrolled in their online banking platform. This allows you to access account information, transfer funds, and manage payments. Here’s how to register for online banking:

• Visit United Consumers website and click “Register” at top right.
• Enter your account number and personal info like SSN.
• Create a unique username and password.
• Agree to terms and verify your identity.
• Set up multifactor authentication for security.
• Download United Consumers mobile banking app (optional).

Once registered, you can now add the bill pay feature.

Step 2: Activate Bill Pay

With online banking access, activating United Consumers bill pay only takes a few minutes:

• Log into your United Consumers online banking account.
• Locate and click the “Bill Pay” tab.
• Click “Enroll Now” and accept terms and conditions.
• Verify personal information like name, address, email, phone number.
• Link your United Consumers checking account to fund payments.
• Set up account alerts and notifications if desired.
• Start adding payees and payments!

Step 3: Add Payees

To start paying your bills through United Consumers bill pay, you first need to add the companies and individuals you want to pay as payees:

• In Bill Pay, click “Add Payee” and search for the company or person.
• Enter details like account number, payment address, phone number.
• Set up a nickname to easily identify the payee.
• Select paper check or electronic payment method.
• Add additional payees as needed.

Helpful Tip: Have a recent bill or statement handy to enter accurate payee details.

Step 4: Schedule Payments

Once your payees are loaded, it’s time to schedule one-time or recurring payments:

• Navigate to the “Payment Center” in Bill Pay.
• Choose a payee and enter the payment amount and date.
• Select frequency for recurring payments.
• Pick delivery date for paper checks.
• Confirm account to debit for payment.
• Review payment details and submit.

You can schedule payments days, weeks, or months in advance. Adjust payment dates or amounts at any time.

Step 5: Manage Payments

Your United Consumers Bill Pay dashboard makes managing payments a breeze:

• View pending and posted payments under “Payment Activity”.
• Edit or cancel upcoming payments if needed.
• Set up email and text alerts for payments.
• Add payees, update details, and delete inactive payees.
• Review payment history and printed statements.
• Download transaction reports.

Step 6: Pay Bills via Mobile App

In addition to the online portal, you can easily pay bills on the go using United Consumers’ mobile banking app for your smartphone or tablet.

• Download app and log in with your online banking credentials.
• Tap the Bill Pay icon to manage payments and payees.
• Review account activity, scheduled payments, payment history.
• Add new payees, modify or delete existing ones.
• Make one-time or recurring payments.

Summary

United Consumers bill pay is a secure, user-friendly service that simplifies and automates paying monthly bills online. Once set up, you have complete control over managing payments 24/7 through the online portal or mobile app. By consolidating bills in one place, you can avoid late fees, save time, and optimize cash flow. Enroll in United Consumers online banking and bill pay today!