United Consumers Credit Union has been serving its members for over 76 years. As a member-owned not-for-profit financial cooperative, they are dedicated to providing personalized service and competitive rates to consumers in Missouri. With a focus on community United Consumers leverages partnerships to offer members full-service banking solutions for all their financial needs.
A Brief History of United Consumers
United Consumers Credit Union was established in Kansas City, Missouri in 1945 At the time, a group of Western Electric employees wanted to create a member-owned alternative to traditional banks They pooled together $90 to form the United Consumers Cooperative Credit Union. For years, membership was limited to Western Electric employees and their family members.
In 1975, United Consumers expanded to serve all residents and workers in Jackson, Clay, Platte and Cass counties in Missouri This opened up membership to a much broader community beyond just Western Electric. United Consumers has continued to grow over the decades, merging with other credit unions and expanding membership eligibility Today, they serve over 40,000 members across Missouri and beyond.
Membership at United Consumers
As a credit union, membership at United Consumers is limited to those within their field of membership. This includes:
- Anyone who lives, works, worships or attends school in Cass, Clay, Jackson and Platte counties in Missouri
- Employees of over 900 select employer groups
- Immediate family members of current United Consumers members
To become a member, you simply need to open a savings account with an initial $5 deposit. Membership gives you access to all of United Consumers’ products and services. As a member, you also become a shareholder of the credit union. Members have voting rights to elect the voluntary Board of Directors.
Credit unions like United Consumers operate as non-profits focused entirely on serving their members. Profits are returned to members in the form of better rates and lower fees. This people-first philosophy sets them apart from traditional banks.
Products and Services for Consumer and Business Members
As a full-service financial institution, United Consumers offers a complete range of banking and lending solutions. On the consumer side, products include:
Checking and Savings Accounts
- Free checking accounts with rewards
- High yield savings and money market accounts
- Youth savings accounts
- Certificates of Deposit
- IRAs
Lending
- Auto loans
- Personal loans
- Credit cards
- Mortgages and home equity loans
Additional Services
- Digital banking with online banking, mobile app and mobile deposit
- access to over 30,000 fee-free ATMs through CO-OP network
- Insurance, investing and retirement planning
Business members can take advantage of United Consumers’ business checking and savings accounts, as well as SBA loans, commercial real estate loans, lines of credit and credit cards.
No matter your financial needs, United Consumers has personalized options with competitive rates to fit your unique situation.
Local Community Involvement
With deep roots in the Missouri community spanning over seven decades, United Consumers makes local outreach a priority. They support charitable organizations and events throughout their field of membership. Some of their community partners include:
- Children’s Mercy Hospital
- Special Olympics Missouri
- PurpleStride Kansas City Walk to End Pancreatic Cancer
- Hope House
- Harvester’s Community Food Network
United Consumers also has student-run branches in several local high schools. This teaches financial literacy and job skills to teens, while providing service to students and faculty. Their community involvement sets United Consumers apart from banks and showcases their dedication to improving lives.
Digital Banking Technology
While United Consumers has a rich history dating back to the 1940s, they’ve embraced modern digital banking technology to better serve members. Through their online banking and mobile app, members can:
- Check balances, transfer funds
- Pay bills online
- Deposit checks with mobile deposit
- Set budgeting and savings goals
- Manage loans and credit cards
United Consumers also offers Apple Pay, Samsung Pay and Google Pay for easy mobile payments. Biometric login with fingerprint or face recognition adds convenience and security.
Digital banking gives members 24/7 access to manage their finances on the go. United Consumers combines digital technology with personal member support for the ideal user experience.
Why Choose United Consumers?
With big banks focused on profits and answering to shareholders, credit unions like United Consumers offer a refreshing, people-centric alternative. As a member, you’ll enjoy:
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Local service and engagement – United Consumers’ Missouri roots means they invest in the community.
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Competitive rates – As a non-profit, United Consumers returns profits to members through better interest rates on deposit accounts and loans.
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Low fees – Credit unions are known for fewer and lower fees compared to banks.
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Personalized service – United Consumers gets to know each member and can provide customized financial solutions.
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Democratic control – Credit union members get a voice through voting and electing the Board of Directors.
If you live, work, or attend school in their Missouri service areas, United Consumers is worth considering for your personal or business banking needs. Their commitment to community and focus on consumers sets them apart. For a credit union you can trust, choose United Consumers.
Jullie beoordelen ons met een
Gebaseerd op 6.910 reviews93 % beveelt ons aan10
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Carla Bandel , Hoek van holland8
Het systeem werkt goed.
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Omdat de prijs van brandstof elders 10 tot 15 eurocent […]
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Super je kan lekker sparen.
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Why It Is Better to Work with United Consumers Credit Union When Getting a Home Mortgage
FAQ
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What is United Consumers Credit Union?
Portions Copyright © Kasasa, Ltd. All rights reserved. United Consumers Credit Union provides services to our community members as a cooperative, not-for-profit financial institution. We offer the same accounts you would find at a traditional bank, but instead of focusing on profits, the credit union promotes thrift and financial stability.
Who are the consumers?
The Consumers formed in Phoenix in 1977, with David Wiley on vocals, Paul Cutler and Greg Jones on guitar, Mikey Borens on bass, and Jim Allen on drums (the latter was soon replaced by Johnny Precious, formerly of another early Phoenix punk band, The Liars).
What is the Consumers United Association?
The Consumers United Association is a group that offers services and resources to help consumers resolve consumer problems and provides a united voice for consumers in the legislative arena during difficult economic times.
Where did the Consumers come from?
The Consumers were the first American punk rock band fromPhoenix, Arizona, United States, but their members quickly relocated to Los Angeles, and became involved with the then-burgeoning L.A. punk scene.
What are United consumer financial services’ Guiding Principles?
Integrity, responsibility and respect are our guiding principles. I have utilized United Consumer Financial Services to provide consumer financing for our business over the past 20+ years. It has been an incredibly rewarding and profitable experience.