Paying your Gap credit card bill online is a quick and easy way to stay on top of your account. As a Gap credit card holder, you have multiple options to pay your bill and avoid late fees. In this article, we’ll walk through the different ways to pay your Gap credit card bill online or through the Gap mobile app.
Overview of Gap Credit Cards
Gap Inc offers two different credit cards – the Gap Credit Card and the Gap Visa Card. Both cards can be used at Gap, Banana Republic, Athleta, Old Navy and other Gap Inc stores. The key differences are
- Gap Credit Card – Can only be used at Gap Inc. stores, no Visa network acceptance
- Gap Visa Card – Can be used anywhere Visa is accepted, earns bonus points on Gap Inc. purchases
The Gap Visa Card is issued by Barclays while the Gap Credit Card is issued by Synchrony Bank Both offer benefits like rewards points and special discounts for cardholders
Online Account Access
To pay your Gap credit card bill online, you first need to set up online account access. This allows you to view statements, make payments, check balances and more.
Gap Visa Card
For the Gap Visa Card from Barclays, you can set up online access at cards.barclaycardus.com. Look for the “Sign In” link in the top right corner.
You’ll need to provide your card number, Social Security Number, billing zip code and date of birth. Read through all of the terms and conditions before accepting.
Once your online account is set up, you can download the Barclays US mobile app to manage your account on your phone or tablet too.
Gap Credit Card
To access your Gap Credit Card from Synchrony Bank online, go to gap.syf.com. Click on “Sign In” and enter your account number and password or other identifying details.
The Gap Credit Card can also be managed via the Synchrony mobile app for iOS and Android.
Ways to Pay Your Gap Credit Card Bill Online
Once you have access to your Gap credit card account online, you have several options for making a payment.
Pay on the Gap Website
- Log into your account at cards.barclaycardus.com or gap.syf.com
- Select the “Make a Payment” link
- Enter the payment amount and date
- Provide checking account or debit/credit card details
- Payments before 5pm ET are credited same day
Schedule Recurring Payments
You can set up automatic monthly payments directly from your checking account.
- Log into your Gap account and navigate to Payments
- Select “Schedule Automatic Payments”
- Choose the date and amount for recurring payments
- Your payment will be deducted automatically each month
Pay with Mobile Wallets
Gap credit cards can be added to Apple Pay, Google Pay, and Samsung Pay. You can then easily make payments right from your mobile device.
Just open your digital wallet app, select your Gap card, and authorize payments using fingerprint/facial recognition or your device passcode. The payment amount will be charged to your Gap credit account.
Pay by Phone
If you prefer to speak with someone directly, you can pay your Gap credit card bill via the customer service phone number.
- Gap Visa – Call 1-877-503-6091. Available 24/7.
- Gap Credit Card – Call 1-866-450-4467. Available daily from 9am-9pm ET.
Provide your account details and the representative can process a payment from your checking account or another credit/debit card.
Pay by Mail
Sending a physical check or money order is still an option too. Just include the payment slip from your statement and mail it to the address listed on your account.
Be sure to allow 7-10 days for mailed payments to be received and credited to avoid late fees.
Payment Due Dates and Late Fees
Gap credit card payment due dates are around 25 days after the close of each billing cycle. The specific due date is listed on your monthly statement.
If your payment is not received by the due date, late fees will be charged. For both Gap credit cards, the late fee is up to $40.
To avoid late fees, schedule your payments in advance or set up autopay. Paying at least the minimum amount due by the due date will also prevent late fees.
Payment Posting Times
Understanding when your Gap credit card payment will post can help you avoid interest charges. Here are the key payment processing times:
-
Online/Mobile Payments – Credited to your account same day if submitted before 5pm ET on bank business days.
-
Mailed Payments – Takes 7-10 days to be received and credited. Mail early to ensure on-time payment.
-
Phone Payments – Credited same day if submitted before 9pm ET on weekdays.
Always check your account to confirm your payment was received and avoid accruing interest on remaining balances.
Managing Your Gap Card Account
By signing up for online and mobile access, you can do more than just pay your bill. Useful account management features include:
- Checking your current balance
- Reviewing past statements and transactions
- Updating your personal info
- Setting up alerts
- Redeeming rewards
- Disputing fraudulent charges
- And more!
Be sure to take advantage of all the conveniences that come with Gap credit card online account access. Stay on top of your account activity and make bill paying a breeze.
Summary of Paying Your Gap Card Bill Online
- Set up online account access at cards.barclaycardus.com or gap.syf.com
- Pay directly on the Gap website by phone, mobile wallet, or mail
- Schedule recurring autopay for automatic payments
- Pay by the due date to avoid late fees
- Monitor account to confirm payment receipt
- Manage your account via online and mobile banking
Paying your Gap credit card bill online is fast, easy, and secure. With multiple payment options and account management at your fingertips, you can take control of your Gap card account.
It’s time for an update.
To continue accessing and managing your account, please update your browser.
How To Pay GAP Credit Card (How To Make A GAP Credit Card Payment)
FAQ
How do I make a payment on my Gap card?
How do I make a payment to Barclays Old Navy?
What is the phone number for Barclays Gap credit card?
How do I pay my gap credit card?
A: You can make a payment by mail, over the phone by calling 866-383-5315, or online at gap.barclaysus.com. Unfortunately, stores cannot accept Gap Inc. Credit Card payments or provide envelopes for mailing payment. Q: Can I pay my credit card bill in-store?
Where can I Activate my Gap Inc credit card?
A: Gap Inc. Credit Cards are issued by Barclays Bank. You can activate your card with Barclays Bank online at gap.com/activate or by calling 866-755-8097. Q: Where can I manage and get information about my account? A: Gap Inc. Credit Cards are serviced by Barclays Bank.
Can I buy a gap credit card online?
A: Yes, gift cards are available for purchase online with all Gap Inc. Credit Cards. Q: How do I pay my credit card bill? A: You can make a payment by mail, over the phone by calling 866-383-5315, or online at gap.barclaysus.com. Unfortunately, stores cannot accept Gap Inc. Credit Card payments or provide envelopes for mailing payment.
How do I pay for a gap promotion?
You can use another payment method, such as a Gap Inc. Credit Card, to pay for the difference. (Many promotions have specific payment requirements, so be sure to check the details of the promotion before using it.)
Does gap have Afterpay?
Afterpay can be applied to eligible purchases made across Gap Inc. online brands including Specialty and Factory sites. Afterpay is also available to use in the Gap Inc. mobile apps. The Afterpay card can be used for eligible purchases in Old Navy, Gap and Gap Factory stores. To buy gift cards.
Do Gap Inc rewards cards work with Apple Pay?
Rewards Cardmembers with a Gap Inc. Mastercard® or World Mastercard® will earn 5 points for every $1 spent using their Gap Inc. Mastercard® through Apple Pay. For Gap Inc. Credit Card Rewards and Cardmember-only promotions, the promotion cannot be applied to an online purchase made using Apple Pay. Other promotions can be applied.