How to Pay Your NJM Insurance Bill Online

Paying your insurance bill on time is important to keep your policy active and avoid any lapses in coverage. NJM makes it easy to pay your bill online through their website or mobile app. In this article, I’ll explain the different ways you can pay your NJM insurance bill online.

Creating an Online Account

The easiest way to manage and pay your NJM insurance bills is by creating an online account. This allows you to view your full policy and payment details, set up automatic payments, and make one-time payments.

To create an account, go to www.njm.com and click on either “Personal Login” or “Business Login” at the top right. From there, click on “Register” and enter your policy number, name, date of birth, and email address. You’ll create a username and password to access your account going forward.

Once your account is set up, you can:

• View your full policy details, billing statements, payment history, etc.
• Update your contact information or paperless settings.
• Register for automatic payments from a bank account or credit card.
• Make a one-time payment by credit card or e-check.

Managing payments through your online account is the most convenient option. You can log in at any time to check your balance or make a payment without having to call NJM.

One-Time Payments Without an Account

If you don’t want to create a full NJM account, you can still make one-time payments as a guest through their website. On the Make a Payment page click on “Pay without logging in” and enter your policy number and last name.

You’ll be able to enter your payment details for a one-time debit or credit card payment. However, you won’t have access to your full policy details or payment history this way.

Automatic Payments Through Your Bank

Many banks and credit unions allow you to set up automatic bill payments through their online banking or mobile apps. This is another way to make sure your NJM insurance payments are made on time each month.

To set up bill pay with your bank, you’ll need:

• Your NJM policy number
• NJM Insurance Group as the payee
• Their mailing address: 301 Sullivan Way, West Trenton, NJ 08628

Schedule a recurring automatic payment for the monthly premium amount due. Remember to update the payment amount if your premium changes upon renewal. Check with your individual bank on their bill pay timing and processing policies.

Paying by Phone

You can make payments over the phone by calling NJM at 1-800-232-6600 and selecting option 1. You’ll need to provide your policy number and payment details.

The automated phone system is available 24/7 for debit/credit card payments. This can be a good option if you prefer speaking with someone directly or don’t want to pay online.

Paying by Mail

Sending a physical check or money order is still an option for paying your NJM insurance bill. Include your payment coupon and policy number with your mailed payment for proper processing. Make checks payable to NJM Insurance Group and mail to:

NJM Insurance Group
PO Box 70167
Philadelphia, PA 19176-0167

Mailed payments take longer to process so make sure to send them 5-7 business days before your due date. Call NJM if you need a payment coupon or confirmation of your balance.

Payment Plan Options

If you’re having trouble paying your NJM insurance premium upfront, you may qualify for a payment plan. This allows you to divide your payments into smaller monthly installments.

To see if you’re eligible for a payment plan, call 1-800-232-6600 and speak with an NJM representative. They can check your policy status and explain the different options.

Managing Lapsed Payments

It’s important to pay your bill on time each month and avoid any lapses in coverage. If your payment is late, NJM may send you a cancellation warning notice.

Contact NJM immediately if you receive one of these notices. You may be able to arrange a payment plan to get caught up. If your policy does lapse for nonpayment, you’ll have to go through the application process again once you pay the past due amount.

Avoid complications by keeping your account up to date. Log in to your NJM account regularly to check balances, set up autopay, or make manual payments.

Get Help with Your NJM Insurance Bill

Don’t hesitate to reach out to NJM if you have any questions about your insurance bill, payment options, account setup, or policy details.

You can call 1-800-232-6600 or email them through their website for fast assistance. NJM also has local agents who can provide personalized help with your policy and payments.

Paying your insurance on time takes some planning. But NJM offers flexible online, phone, mail, and automatic payment options to make it as convenient as possible. Sign up for an account, set payment reminders, and keep your policy active.