erie insurance st albans wv

Your Guide to Evans and Morris Insurance Agency in St. Albans, WV

Finding the right insurance agent to meet your needs is key to getting the best coverage at the best price. If you live in or around St. Albans, WV, Evans and Morris Insurance Agency is an excellent local option to consider for all your insurance needs.

In this comprehensive guide we’ll provide an overview of Evans and Morris Insurance and what they offer residents of St. Albans and surrounding areas. Whether you need auto home, business, or life insurance, read on to learn why Evans and Morris should be your go-to insurance agency.

Overview of Evans and Morris Insurance

Evans and Morris Insurance Agency has been serving the St. Albans community since 1981. As an independent insurance agency, they represent multiple top insurance carriers, including Erie Insurance. This allows them to compare plans across companies to find customers the optimal rate.

The agency provides a wide range of insurance options:

• Auto insurance
• Homeowners insurance
• Renters insurance
• Condo insurance
• Business insurance
• Life insurance
• Medicare supplements

In addition to knowledgeable agents who shop rates for you, Evans and Morris offers 24/7 claims assistance, fast quote turnaround, superior local service, and personalized policy guidance. They are a trusted, established name in St. Albans for all insurance protection.

Led by principal agent Bob Evans, Evans and Morris has earned numerous awards, including the Erie Founders Award in 2019 and the Erie Life Recognition in 2016. They are also involved in local groups like the St. Albans Chamber of Commerce and Rotary.

Why Choose Evans and Morris Insurance?

There are many great benefits to choosing Evans and Morris Insurance Agency for your insurance needs:

Local knowledge and service – With deep roots in St. Albans since 1981, they understand the community’s insurance needs. Their personalized service is just a call or visit away.

Trusted Erie Insurance provider – Erie is renowned for customer satisfaction and Evans and Morris has earned numerous Erie awards. You can trust Erie policies from Evans and Morris to deliver quality coverage.

Experience and expertise – The agency’s agents have a combined 70+ years of insurance experience. Their expertise saves you money through customized recommendations.

Rates from multiple top insurers – In addition to Erie, they compare rates from other national and regional insurance carriers. This ensures you get the best plans and prices.

24/7 claims assistance – Evans and Morris provides responsive claims help for Erie policyholders. Their support eases the claims process.

Convenient local office – Located in downtown St. Albans, their office offers quick quotes and policy service. Extended hours fit your schedule.

Evans and Morris Insurance makes it simple and stress-free to get the insurance coverage you need at rates that fit your budget.

Insurance Offerings at Evans and Morris

From auto to home to business and more, Evans and Morris Insurance provides the following policies:

Auto Insurance

They compare quotes for comprehensive coverage from Erie and other insurers. Auto policies include:

• Collision and comprehensive – Covers vehicle damage from accidents or incidents like vandalism, hail, or floods.

• Bodily injury liability – Covers injuries to others if you cause an accident.

• Property damage – Repairs damage you cause to other vehicles or property.

• Uninsured motorist – Covers your costs if you’re hit by an uninsured driver.

• Medical payments – Pays for injuries to you and your passengers.

• Roadside assistance – Provides towing and help with breakdowns, lockouts, and flat tires.

Home Insurance

Evans and Morris will find you home insurance for less with Erie or other top home insurers. Home policies include:

• Dwelling coverage – Repairs structural damage from wind, fire, lightning, and hailstorms.

• Personal property – Replaces stolen or damaged electronics, appliances, clothing, and other contents.

• Liability – Covers injury claims from others that happen at your home.

• Additional living expenses – Pays for temporary housing if your home is unlivable due to a covered loss.

Business Insurance

Evans and Morris can customize a business policy including:

• General liability – Protects against liability claims from customers or clients injured on your business premises.

• Property coverage – Repairs damage to your commercial space and equipment from covered losses like fires.

• Business interruption – Replaces income lost while your business is closed for repairs after a covered event.

• Workers’ compensation – Covers medical and lost wage costs for employees injured at work.

Life Insurance

Types of life insurance policies Evans and Morris offers include:

• Term life – Affordable temporary coverage with payout if you pass during the term length.

• Whole life – Permanent coverage with fixed premiums and living benefits payout option.

• Universal life – Flexible permanent coverage with adjustable premiums and death benefit.

• Final expense – Covers funeral costs to spare loved ones the burden.

For all your insurance needs, Evans and Morris Insurance will find you the perfect Erie policies or compare rates from other top insurance companies to maximize value.

Why St. Albans Residents Choose Evans and Morris Insurance

Evans and Morris Insurance Agency has earned the trust and loyalty of the St. Albans community. Here are some of the reasons locals choose them for insurance:

• Supporting St. Albans businesses – As a local agency involved with groups like the Chamber, Evans and Morris supports the community.

• Convenient office location – Right downtown on 6th Avenue and beside Dairy Queen, their office provides quick service.

• Extended hours – Open weekdays 8:30am to 4:30pm, their hours fit your busy schedule.

• Quick quote turnaround – Get quotes fast online, by phone, or in their office. They find you the best rates.

• Personable service – Their friendly team provides one-on-one guidance based on your unique needs.

• Claims assistance – 24/7 help from Erie Insurance eases the claims process for faster resolutions.

• Knowledgeable agents – With 70+ combined years of expertise, they customize optimal insurance specific to you.

The exceptional service, competitive rates, and local reputation of Evans and Morris Insurance makes them a top choice in St. Albans for all types of insurance.

Contact Evans and Morris Insurance Agency Today

When it comes to protecting what matters most, rely on the trusted professionals at Evans and Morris Insurance Agency. Reach out today to get quotes for personalized coverage that fits your St. Albans lifestyle and budget.

With their local expertise and carrier connections, Evans and Morris takes the frustration out of getting properly insured. Their personable, small-town approach provides peace of mind knowing you have the right policies in place.