Choosing the right insurance is key to protecting your assets and loved ones. With so many options, it can be overwhelming to pick the best insurance companies in Oshkosh, WI for your needs. This guide will overview top insurers in Oshkosh and provide tips for evaluating carriers to find the right fit.
Overview of Major Insurance Companies in Oshkosh
Oshkosh residents have access to national regional and local insurance companies offering policies for home auto, business, health, life and more. Here are some of the major insurers serving Oshkosh and the Fox Valley region
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State Farm: This national company offers auto, home, renters, business, life and health insurance. State Farm is known for local agents and comprehensive coverage.
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American Family Insurance Based in Madison, WI, American Family provides auto, homeowners, business, farm, life, health and specialty insurance policies
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West Bend Mutual Founded in 1894 this Wisconsin-based regional carrier underwrites home, auto business, farm and specialty insurance.
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Acuity Insurance: Headquartered in Sheboygan, WI, Acuity offers commercial, personal, workers compensation and specialty insurance products.
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Liberty Mutual: This national carrier provides extensive auto, home, life, business and specialty insurance options. Liberty Mutual is known for strong financial ratings.
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Progressive: Known for auto insurance, Progressive also provides homeowners, renters, motorcycle, boat, life and business policies. Discount programs like Snapshot rewards safe driving.
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Geico: Geico is a national direct insurer with competitive rates for auto, homeowners, renters, boat, motorcycle, RV and term life insurance. You can get quotes and buy policies online or over the phone.
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Oshkosh Insurance Services: This local independent agency offers insurance from multiple companies including Acuity, West Bend Mutual, Travelers, Safeco, Progressive and more.
Tips for Selecting an Insurance Carrier in Oshkosh
With many insurance choices available, keep these tips in mind when selecting coverage:
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Check financial strength ratings – Compare ratings from A.M. Best and Standard & Poor’s to find carriers with strong financial backing to pay claims.
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Consider discounts – Look for companies offering discounts relevant to you, like safe driver, anti-theft device, new home, multi-policy, paperless, and more.
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Review consumer feedback – Check ratings and reviews on sites like BBB.org to see actual customer experiences.
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Compare coverage options – Make sure the insurer offers all the policies you need, like auto, home, umbrella, business, etc.
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Check service reputation – Select a company known for easy claims processing, responsive customer service, and fast assistance when you need it.
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Consider local agents – For complex insurance needs, a local agent who understands Oshkosh can offer personalized guidance.
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Get multiple quotes – Prices can vary greatly between insurers for the same coverage. Shop around for the best value.
Top-Rated Insurance Companies in Oshkosh
To narrow down the options, here are a few top-rated insurance carriers serving Oshkosh, WI, based on financial strength, customer reviews, range of coverage, service reputation, and other factors:
Auto & Home Insurance
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Liberty Mutual – Offers discounts up to 15% for bundling home and auto policies.
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American Family – Competitive rates from a Wisconsin-based mutual company.
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Progressive – Known for innovative options like Name Your Price tool and Snapshot.
Business & Commercial Insurance
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Acuity – Provides tailored coverage for Wisconsin businesses with excellent financial ratings.
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West Bend Mutual – Specializes in business, farm, institutional, and apartment insurance.
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The Hartford – Flexible small business insurance plans with add-on coverages.
Life & Health Insurance
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State Farm – Wide range of life insurance and health plans. Local agent guidance available.
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UnitedHealthcare – National carrier with comprehensive health insurance choices.
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Mutual of Omaha – Known for affordable term life insurance and annuity products.
Doing your homework pays off when choosing the best insurance for your situation in Oshkosh. Consider ratings, reviews, value, service, and local availability to pick the right insurance company for long-term protection and peace of mind.
Find a Nationwide Insurance Agent in Oshkosh, WI
You’ll want to know that filing an auto insurance claim will help get your life back to normal, not make the problems you’re already having worse. This is true whether you’re in a minor accident with your neighbor or a dozen-car pileup on the highway. And you shouldnt have to pay for this basic customer service like it is a luxury. Between the “On Your Side” Claims Service and the common policy rate discounts, Nationwide has earned our 99.5 percent satisfaction rating as a member. Don’t be afraid to use our online tool to look at your options or to talk to an Osgood auto insurance agent about specific policy options or custom vehicle coverage.
The homes in Osgoods are mostly in the suburbs, so people who live there may prefer them to the close-knit rowhouses and apartment buildings in the city. But every property has its own set of risks and dangers, whether it has a swimming pool, an older house, or renovations inside. A lot of people know they need Osgood home insurance, but not many know right away which dwelling, belongings, and liability coverage is best for their home and family. If you have any questions, dont hesitate to reach out to a local agent.
Theres a lot of life to live in a small city like Osgood. In the face of unexpected tragedy, things are not going to be like they were. The financial burden can be considerably lessened, however, if you have life insurance coverage. What kind depends on a number of household factors and personal preferences. Our Osgood life insurance agents can quickly and confidently help you get what you need if you don’t already know it.
Were not going to pretend that Osgood, proud as it is, is a major economic force in Indiana. But it also means that every small business and store is even more important to the local economy. Small and medium-sized businesses also need a lot of the same kinds of insurance, like liability, property, and fleet insurance. Likewise, our Osgood business insurance agents dont skip any steps when managing the risks facing local companies. Dont wait to talk about how to protect what youve worked so hard to build.
8 Best Car Insurance Companies of 2024
FAQ
How many insurance companies are in Wisconsin?
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State
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Property/casualty
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Life/annuities
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West Virginia
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22
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1
|
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Wisconsin
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153
|
18
|
|
Wyoming
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2
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0
|
|
United States (1)
|
2,456
|
817
|
What are the top vehicle insurance companies?
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Best Car Insurance in California
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Our Overall Score
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Coverage
|
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#1 Geico
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9.3
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9.1
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#2 Progressive
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9.4
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9.7
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#3 USAA
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9.3
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9.7
|
|
#4 State Farm
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9.2
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9.4
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Who is Oshkosh insurance agency?
Business Owners, or Wisconsin Commercial Auto insurance coverage, we can design a competitive insurance package that is tailored to your needs. Oshkosh Insurance Agency, located in Oshkosh, WI, can offer you reliable and high-quality services based on their substantial experience in the industry.
Does state farm in Oshkosh have car insurance?
Get a quote online or visit a State Farm agent near you in Oshkosh today! Life never stops, especially on the road. State Farm insurance in Oshkosh, WI could help you stay on the go. Beneficial coverage options include comprehensive, collision, liability, medical payments, and uninsured or underinsured motorist.
How do I get a homeowners insurance quote in Oshkosh?
Derek Elwood in Oshkosh, WI will help you get started after you complete a homeowners insurance online quote. It’s fast and easy! 1. Please refer to your actual policy for a complete list of covered property and covered losses. 2. Data provided by S&P Global Market Intelligence and State Farm Archive. Start your homeowners insurance quote.
How do I get a life insurance quote in Oshkosh?
Start your life insurance online quote. It’s fast and easy! As you experience changes in your life, your health insurance coverage should adjust as well. Let State Farm help you find the right policy for health insurance in Oshkosh, WI. We offer a variety of affordable supplemental health, Medicare supplement, or individual medical coverage plans.