Your Guide to State Auto Insurance in Oklahoma City, OK

Finding the right car insurance can be a real headache. There are so many companies to choose from each with different policies rates, and endless fine print. It often feels like searching for a needle in a haystack.

Luckily, Oklahoma City residents have a great local insurance option: State Auto Insurance. In operation since 1961, their experienced team offers personalized coverage and service to protect what matters most.

This article will give an in-depth look at State Auto Insurance and why they should be your #1 choice for insurance in Oklahoma City and surrounding areas

Overview of State Auto Insurance Oklahoma City

State Auto Insurance Agency Inc. is a family-owned, independent insurance agency with three convenient locations in Oklahoma City:

• South: 405-631-5575
• North: 405-424-5575
• West: 405-943-5575

They provide a wide range of insurance products, including:

• Auto insurance
• Home insurance
• Renters insurance
• Recreational vehicle insurance
• Classic car insurance
• Commercial policies
• Liability insurance
• Mexico coverage

State Auto Insurance has been serving Oklahoma residents for over 60 years. Their team has extensive knowledge and experience with all aspects of personal and commercial insurance.

State Auto offers personalized attention, treating each client like family. They take the time to explain coverage options and ensure you have the right protection.

Benefits of Choosing State Auto Insurance

There are many good reasons State Auto Insurance is a top choice in Oklahoma City:

Local expertise – Their team knows the area, laws, roads, and community inside and out. This helps provide tailored recommendations.

Range of policies – You can bundle home and auto for savings. Renters, RV, Mexico, classic cars, commercial and liability also offered.

Personalized service – From quote to claims, you’ll work with the same people who get to know your unique needs.

Highly rated – State Auto is rated A+ by the Better Business Bureau with mostly 5-star online reviews.

Competitive pricing – As an independent agency, they shop multiple insurers to get clients the best rates.

Convenient locations – With north, south and west OKC offices, you can visit in person near home or work.

Long history – In business for 60+ years, State Auto has a proven reputation for reliable service.

Walk-in welcome – Get same-day bindable quotes, no appointment needed. Extended weekday and Saturday hours.

Policy servicing – The team handles all paperwork and DMV filings when policies are bound, renewed, changed or updated.

Claims support – If an accident occurs, they’ll walk you through the claims process and liaise with the insurer.

Auto Insurance Offered by State Auto OKC

As their name implies, auto insurance is a specialty of State Auto. They provide extensive coverage options for all types of personal and commercial vehicles.

Personal auto policies include liability, collision, comprehensive, uninsured motorist, rental reimbursement and more. You can insure cars, trucks, SUVs, motorcycles, and classic vehicles.

Commercial auto insurance protects business vehicles like fleet cars, work trucks, haulage rigs, limos, etc. Coverage responds for medical payments, lost income, attorneys fees and damage repairs.

State Auto also offers specialty auto policies:

• Mexico coverage – Extends Collision, Comprehensive, Medical Payments and more into Mexico.

• Recreational vehicle insurance – Protects RVs, campers, golf carts, ATVs, snowmobiles and watercraft.

• Classic and antique car insurance – Specialized protection for collector vehicles and hot rods.

The independent agency shops rates from multiple national and regional insurance companies like Safeco, Travelers, Progressive, Foremost, and Occidental. This allows them to find the lowest price auto insurance tailored to your specific vehicles and driving history.

Home and Renters Insurance Offered

In addition to auto coverage, State Auto Insurance provides:

Homeowners insurance – Covers your dwelling, other structures, personal property and additional living expenses if the home is damaged. Options like replacement cost value, liability, flood and earthquake are available.

Renters insurance – Protects personal property for people renting apartments, houses, college dorms, etc. Includes liability and loss of use coverage.

Condo insurance – tailored specifically for condominium owners.

They offer flexibile dwellings policies for mobile homes, manufactured houses, AirBnBs and vacant dwellings. Water back-up prevention devices can reduce rates.

You can bundle home and auto policies together for additional savings. As with auto, State Auto shops your home insurance with top national carriers for the best price.

Liability Insurance Offered

State Auto also provides general and professional liability policies to protect Oklahoma individuals and businesses. Options include:

• General liability – For risks like 3rd party property damage or bodily injury.

• Professional liability – For doctors, lawyers and other professionals.

• Directors & officers liability – Protects management decision makers.

• Cyber liability – Covers data breaches, hacking incidents and online harm.

• Special event liability – For short term events needing temporary coverage.

• Liquor liability – For bars, restaurants and anywhere that alcohol is served.

• Commercial umbrella – Extra liability limits when primary insurance is exhausted.

The independent agency approach allows State Auto to offer affordable liability insurance rates tailored specifically to your professional needs.

Why Choose An Independent Insurance Agency?

State Auto Insurance operates as an independent insurance agency, which provides key benefits compared to captive agents:

More policy choice – Independent agents can provide quotes from multiple insurance companies rather than just one.

Customized options – They mix-and-match policies from different insurers to build the best coverage.

Competitive pricing – Access to many carriers allows an independent agent to shop for the lowest rates.

Unbiased recommendations – Since they aren’t tied to any one company, recommendations are based on your needs.

Local service – Independent agencies are often long-standing area businesses who know the community.

Personal attention – You’ll work consistently with the same agent team that learns your specific situation.

For the ability to customize coverage at competitive pricing, independent insurance agencies like State Auto are a great choice.

What Current Customers Are Saying

With almost perfect 5-star online reviews, current customers have great things to say about State Auto Insurance Oklahoma City:

“I had to file a home insurance claim when a pipe burst and State Auto made everything so easy. I was paid quickly and they handled all the details.”

“We got classic car insurance from State Auto for our ’68 Camaro. The rate was much lower than we expected.”

“The staff is so friendly and really take the time to explain everything simply. Never felt pressured.”

“We’ve bundled home and auto with State Auto for years. Anytime I had a claim or question they solved it fast.”

“I love that I can just stop by and get a same day quote. No hassles and they found me a great rate.”

“Renting an apartment while in college can be confusing but State Auto made getting renters insurance simple. Highly recommend!”

Feedback indicates customers appreciate the personalized service, insurance knowledge and competitive rates State Auto Insurance provides.

How To Get a Quote From State Auto

Ready to see how State Auto Insurance can protect what matters most? Getting a no-obligation quote is quick and easy:

Visit a location – Stop by one of their offices in south, north or west OKC. No appointment needed for walk-ins.

Call for quote – Reach out to their experienced team over the phone. Call 405-631-5575 (south), 405-424-5575 (north) or 405-943-5575 (west).

Request online – Fill out the 30-second online quote form and they’ll contact you ASAP.

Compare policies – State Auto shops rates across top national and regional insurance companies.

Find savings – Ask about bundling discounts and ways to optimize your coverage.

Get insured – Policies can be bound same-day if desired. State Auto handles all the paperwork.

Don’t overpay or settle for impersonal service – contact State Auto Insurance Agency Inc. in Oklahoma City today!