An In-Depth Look at Rural Mutual Insurance Company in Wisconsin

For over 85 years, Rural Mutual Insurance Company has been protecting farms, homes, and businesses across Wisconsin. As an insurance provider exclusively focused on Wisconsin, Rural Mutual has built deep expertise around the unique needs of Badger State residents. This article provides an in-depth look at Rural Mutual Insurance, their history in Wisconsin, coverage options, community involvement initiatives, and how to get a quote or file a claim.

Overview of Rural Mutual Insurance Company

Rural Mutual Insurance Company is a regional property and casualty insurance provider based in Madison, Wisconsin. They offer customized insurance policies for:

• Farms
• Homes
• Autos
• Small businesses
• Life
• Health

Rural Mutual operates exclusively in Wisconsin They are one of the largest regional insurers in the state, ranked in the top 50 mutual property and casualty companies nationwide

With around 200 local agents across Wisconsin, Rural Mutual focuses on crafting coverages tailored for the needs of state residents. Their insurance solutions are designed for the lifestyles, homes, autos, farms, and businesses of Wisconsin.

Rural Mutual’s History and Heritage in Wisconsin

Rural Mutual Insurance has a long history of serving Wisconsin The company was founded in 1934 at the height of the Great Depression A group of farmers in Baraboo, Wisconsin came together to form an insurance cooperative focused entirely on the needs of Wisconsin agriculture.

This shared framework allowed farmers to band together and leverage their collective bargaining power to secure affordable policies Rural Mutual provided property and casualty protection tailored for the unique risks of farm life

Over the decades, Rural Mutual gradually expanded its offerings beyond agriculture. They began insuring small town homes and autos in the 1950’s. In 1964, Rural Mutual extended eligibility to entire households, including coverage for personal property, home, and car.

And in the 1980’s, Rural Mutual started insuring small businesses across Wisconsin. Today, the company provides tailored insurance policies protecting all key facets of life for Badger State residents.

Overview of Rural Mutual Insurance Products

Here are some of the key insurance products available from Rural Mutual Insurance Company:

• Farm Insurance – Tailored for the equipment, livestock, crops, buildings and liability risks of Wisconsin farms.

• Home Insurance – Comprehensive homeowners insurance and renters insurance for Wisconsin households.

• Auto Insurance – Personal auto policies with add-on coverages like roadside assistance and rental reimbursement.

• Business Insurance – Policies to protect Wisconsin-based small businesses, contractors, and professionals.

• Life Insurance – Term life, whole life, and universal life insurance options.

• Health Insurance – Major medical, dental, and vision plans for individuals and groups.

Rural Mutual agents work directly with customers to assess insurance needs and recommend the right mix of coverages to protect their Wisconsin homes, farms, autos or businesses.

Why Choose Rural Mutual Insurance Company?

There are several key benefits Wisconsin residents enjoy when insured through Rural Mutual Insurance:

Regional Expertise – With exclusive focus on Wisconsin, Rural Mutual has specialized expertise in state-specific risks.

Local Agents – Approximately 200 local agents provide individualized service across the state.

Competitive Rates – As a smaller provider, Rural Mutual may offer more affordable premiums.

Dividends – Mutual structure allows for earnings to be shared back with qualifying policyholders.

Strong Financials – Rural Mutual maintains an A rating from A.M. Best showcasing excellent financial strength.

Community Commitment – Rural Mutual gives over $500,000 annually to support Wisconsin communities and causes.

For personalized coverage from a trusted Wisconsin-based insurance company, Rural Mutual is an excellent choice to explore.

Rural Mutual Insurance and Community Initiatives

One aspect that sets Rural Mutual apart is their commitment to local communities across Wisconsin. Through corporate donations and employee volunteering, they actively support causes and organizations including:

• Wisconsin FFA Foundation
• 4-H
• Future Farmers of America
• Boy Scouts/Girl Scouts
• Local fire departments
• Area food banks
• Homeless shelters
• Habitat for Humanity
• United Way

Rural Mutual contributes over $500,000 in sponsorships and donations annually to give back to communities statewide.

How to Get a Quote or File a Claim with Rural Mutual

Contacting Rural Mutual Insurance is easy through the following options:

Get a Quote

• Online: Request a quote at www.ruralmutual.com
• Phone: Call (877) 219-9550
• Agent: Find a local agent near you on their website

File a Claim

• Online: Start the claims process at www.ruralmutual.com
• Phone: Call (800) 258-8033 to report a claim
• Mobile App: Use the Rural Mutual app on iOS or Android

Rural Mutual also has an extensive network of around 200 local agents across Wisconsin who can provide quotes and support filing claims. Reach out to an agent in your area for personalized assistance.

Is Rural Mutual Insurance Right for You?

For customized insurance from a provider focused exclusively on the needs of Wisconsin residents, Rural Mutual is an excellent choice to consider protecting your home, farm, auto or business. With affordable rates, stellar financial strength, and strong community commitment, they offer robust insurance tailored for Badger State exposures. Compare Rural Mutual Insurance quotes today to find the right fit for your specific coverage needs.