Canceling Your Wellcare Insurance Coverage – A Step-by-Step Guide

Wellcare provides Medicare Advantage plans and Part D prescription drug plans to millions of members across the country However, there may come a time when you decide you want to switch to a different insurance company and need to cancel your Wellcare policy

Canceling your Wellcare coverage is an important process that must be handled correctly to avoid any gaps in your benefits Here is a comprehensive guide on how to properly disenroll from Wellcare insurance

When Can You Cancel Wellcare Insurance?

There are specific times when you are allowed to disenroll from a Wellcare Medicare Advantage or Part D plan:

• During the Annual Enrollment Period from October 15 to December 7 each year for coverage starting January 1
• During the Medicare Advantage Open Enrollment Period from January 1 to March 31
• If you move out of the plan’s service area
• If you qualify for a Special Enrollment Period due to certain life events

Outside of these enrollment periods, you must keep your Wellcare coverage for the entire year. Carefully consider the timing as you decide to switch plans.

How to Cancel Your Wellcare Medicare Advantage Plan

Follow these steps to disenroll from a Wellcare Medicare Advantage policy:

1. Choose a new Medicare plan. Shop and compare plans during open enrollment. Make sure your new plan will provide sufficient coverage.

2. Inform Wellcare of your decision. You can call Wellcare or download and submit a disenrollment form.

3. Continue using Wellcare providers until your new plan’s effective date. Stay in-network to ensure coverage.

4. Check your new insurance card when it arrives. Confirm the company, plan, and effective date are correct.

5. Transition to your new insurance network. Get any referrals and make appointments with in-network providers.

6. Send payments to your new insurer. Make sure premiums and bills go to the correct company.

How to Cancel Your Wellcare Part D Prescription Plan

To disenroll from a Wellcare Medicare Part D prescription drug plan:

• Download the Wellcare PDP disenrollment form and fill it out fully. Make sure you sign and date it.

• Submit the completed form by fax or mail to Wellcare using the details provided on the form.

• Continue using your Wellcare plan until the disenrollment takes effect so prescriptions are covered.

• When your new Part D plan sends your insurance card, confirm the details are correct.

• Update your payment details to send premiums to your new insurance company.

• Use in-network pharmacies with your new insurer to get prescriptions filled.

Tips for Canceling Your Wellcare Coverage

Here are some important tips to ensure the process goes smoothly:

• Don’t cancel retroactively – any cancellation will only take effect going forward after Wellcare is notified.

• Check effective dates – account for processing time so there’s no gap between plans.

• Avoid lapses in coverage – carefully transition between insurers to prevent this.

• Stay in-network – until your new plan starts, continue using Wellcare providers to ensure coverage.

• Confirm plan details – verify you are enrolled in the correct new Medicare plan before using services.

• Request new insurance cards – contact the new company if cards don’t arrive 1-2 weeks before new coverage begins.

What Happens After You Cancel Wellcare Insurance

Once Wellcare processes your disenrollment request, here is what you can expect:

• Your Wellcare coverage will end on the first day of the following month in most cases. This serves as your disenrollment date.

• Wellcare will send you a letter confirming the termination of your policy along with the disenrollment date.

• You will automatically return to Original Medicare Parts A and B if switching from a Wellcare Medicare Advantage Plan.

• Your new insurance coverage will begin immediately after your Wellcare plan ends if enrollment periods align properly.

• You may receive reimbursement of unused premiums you already paid to Wellcare if applicable.

• Any outstanding claims will be finalized by Wellcare before the termination date.

Canceling your Wellcare plan can feel complicated, but following this guide makes the process much simpler. Just ensure proper timing with enrollment periods, choose a sufficient new insurer, complete all paperwork accurately, and carefully transition between plans. With the right preparation, you can avoid any issues when switching from Wellcare to a new Medicare insurance provider.