Finding the Best Insurance Agents in Springfield, MO

Living in Springfield, MO means having access to some great insurance agents that can help you protect what matters most. With over 30 independent insurance agencies in the Springfield area, how do you know which one is right for you? I’ve lived in Springfield for over 10 years, so I want to share my tips for finding the best insurance agents based on your needs.

How to Choose the Right Insurance Agency

With so many options, choosing an insurance agency can feel overwhelming. Here are some key factors I consider when looking for insurance agents in Springfield:

Types of Insurance Offered

Do you need auto, home, business, life, or health insurance? Look for an agency that specializes in the types of insurance you need. Most agencies in Springfield offer a mix of personal and business insurance.
Allstate, Farm Bureau, and Shelter Insurance focus more on auto, home, and life insurance for individuals and families.
Independent agencies like Barker Phillips Jackson and Insurors of the Ozarks offer a wider range of business and specialty insurance in addition to personal lines.

Customer Service and Responsiveness

How quickly does the agency respond to inquiries and claims? Do they have convenient ways to get quotes and make policy changes online? Excellent customer service is crucial.
I’ve had great experiences with responsive agents at Alliance Insurance Agency Brinck Insurance Group and The Resource Center Insurance.

Local Experience and Involvement

Agents with deep roots in Springfield understand the local community and insurance needs better, It’s a plus if they’re involved in local charities and organizations,
Check agencies like Hometown Insurance Group and Spracklen Insurance that have long histories in Springfield.

Range of Insurance Carriers

Independent agencies can provide quotes from multiple insurance carriers while captive agents only sell policies from one company.
Independent agents like GLS Insurance Group give you more choices to find the right fit.

Premiums and Cost

Premiums can vary widely between insurers for similar coverage. An agency that shops rates for you helps maximize savings.
Ask about bundling discounts for insuring your home and car with the same provider.

Top Insurance Agencies in Springfield, MO

After comparing reviews, services, and our own experience, here are some of the stand-out insurance agencies we recommend in Springfield:

GLS Insurance Group

With an excellent TrustedChoice rating, GLS Insurance Group offers business and personal insurance along with competitive pricing. Their agents are very responsive and provide customized plans.

Brinck Insurance Group

This highly rated independent agency provides comprehensive business and personal insurance options. They have strong community ties and local expertise as a Springfield-based agency.

Alliance Insurance Agency

Alliance Insurance Agency has served Springfield for over 50 years. They offer business, auto, home, life, and specialty insurance, with a focus on personal lines. Their experienced team responds quickly to customer needs.

Insurors of the Ozarks

As a TrustedChoice recommended agency, Insurors of the Ozarks has affordable pricing and great customer service. They offer all types of personal and commercial insurance.

The Resource Center Insurance

The Resource Center Insurance is a top choice for life insurance in Springfield. They offer personalized service and expertise in products like term life, whole life, and annuities.

Millennium Brokers Group

Millennium Brokers Group is a full service business and personal insurance agency with a strong record of customer satisfaction. They offer competitive rates and customized packages.

How to Get the Best Insurance Rates

Here are some tips for getting the lowest insurance premiums in Springfield:

Compare quotes from at least 3 different agencies. Rates can vary a lot between insurance companies.
Ask about discounts like safe driver, good student, anti-theft devices, bundling policies, and paying annually.
Raise your deductible to lower monthly premiums on policies like auto and homeowners.
Improve your credit score, which often impacts premiums.
Take defensive driver courses for a potential car insurance discount.
Reduce risk factors that insurers charge more for, like accidents, claims, high-risk vehicles, etc.

Finding the Right Insurance Agent for You

Curious about our process? It couldn’t be easier. We do the heavy lifting for you. Start online today!

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At Millennium Brokers our goal is the make the process of finding the best insurance simple. Our friendly team of advisors is here to help you save time, aggravation, and money. Start a conversation with us today.

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Independent and Local Car Insurance Agents in Springfield Missouri.

FAQ

Is it cheaper to buy insurance online or through an agent?

If that insurer happens to offer online car insurance quotes, you may want to take advantage of it. It is generally cheaper to buy car insurance online, as there are no agent fees or markups. However, an agent can guide you through the purchase process and help you select the best coverage.

Does it matter if your insurance agent is local?

By choosing a local agent, you’re not only securing insurance but also contributing to your community’s growth and well-being. Their involvement reflects a personal commitment, providing higher dedication when serving each client’s needs.

What is the difference between an insurance broker and an insurance agent?

Insurance agents and insurance brokers can both help you buy an insurance policy. But insurance agents represent the insurance provider that employs them and help sell policies from that single provider. Insurance brokers represent the consumers who use them and can help them shop for policies from multiple providers.

Who is the highest paid insurance agent?

Gideon du Plessis failed in the 10th standard and never went to college. He is today the highest earning insurance agent in the world, with annual commissions amounting to Rs 7 crore (Rs 70 million) plus.

Does state Farm offer car insurance in Springfield MO?

Buckle up with State Farm, and get auto insurance in Springfield, MO that fits your needs. You’ve got plenty of options — from collision and comprehensive to rental and rideshare. If you need more than an auto policy for the family, we provide car insurance coverage for new drivers, business travelers, collectors, and more.

How do I get a recreational vehicle insurance quote in Springfield?

Ask Howie Wehmeyer in Springfield, MO about a recreational vehicle insurance quote. Call or email an agent for a recreational vehicle quote. Protect your largest investment from unexpected events life may throw your way with State Farm® Homeowners Insurance in Springfield, MO.

Is home insurance enough for a Springfield family?

For many local families, home insurance isn’t enough by itself to protect the life they’ve carved out for themselves in Springfield. Life insurance is an indispensable asset for your family planning. It offers a range of financial protections for a worst-case scenario.

How does Springfield auto insurance work?

Our Springfield auto insurance agents can help you find coverage for any vehicle (s) or driving habits. They can also introduce you to benefits exclusive to Nationwide, such as the On Your Side® Claims Service and Vanishing Deductible® program. Despite the occasional inclement weather, Springfield isn’t the worst city for natural disasters.