OnPoint offers flexible, local financing for new or used vehicles and affordable refinancing options. We make it easier to get the financing you need by streamlining the process as much as possible.
If you want the latest and greatest, we’ve got the low-rate financing to make it happen.
If you don’t need all the bells and whistles, you can still get the loan you need with options that fit your budget.
Finding the right insurance coverage to protect your assets can be a challenging process. With so many options and factors to weigh, it’s tough to know where to start. This is where working with a trusted financial institution like OnPoint Community Credit Union can make a big difference.
In this comprehensive guide we’ll explore
- An Overview of OnPoint Community Credit Union
- Insurance Products Offered by OnPoint
- Benefits of Getting Insurance Through OnPoint
- What to Know About Home and Auto Insurance
- Available Life and Health Insurance Options
- How to File a Claim with OnPoint Insurance
- Tips for Choosing the Right Insurance
- Answering Your Insurance Questions
- The Value of an Established Community Partner
About OnPoint Community Credit Union
First let’s look at some background on OnPoint Community Credit Union
- Not-for-profit, member-owned credit union
- Serving Oregon and SW Washington since 1932
- Over 380,000 members
- Branches across Oregon and SW Washington
- Full-service financial institution
As a trusted, established not-for-profit credit union, OnPoint serves members with a wide range of banking and insurance options.
Insurance Products From OnPoint
OnPoint Community Credit Union offers a variety of insurance solutions, including:
- Home Insurance
- Auto Insurance
- Personal Property Insurance
- Life Insurance
- Health Insurance
- Long-term Care Insurance
- Accidental Death Insurance
OnPoint can cover all your insurance needs through partner providers like TruStage.
Benefits of Insurance Through OnPoint
Choosing insurance through OnPoint Community Credit Union provides many advantages:
- Bundle and Save – Bundle policies to save on home and auto insurance
- Credit Union Perks – Special discounts and benefits for credit union members
- Local Agents – Get support from licensed agents in your community
- Trusted Provider – OnPoint has partnered with highly-rated insurance companies
- Policy Management – Handle payments, claims and updates through OnPoint
You get competitive rates plus the convenience of managing policies through your credit union.
Home and Auto Insurance Options
Two of the most common insurance needs are home and auto coverage. OnPoint offers options like:
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Homeowners Insurance – Protects your home and belongings from covered losses.
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Flood Insurance – Covers flood damage that standard homeowners policies do not.
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Auto Insurance – Covers liability, collisions, comprehensive damage, uninsured motorists and more.
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Motorcycle Insurance – Protects your motorcycle, accessories and liability needs.
Bundling home and auto policies together can help maximize savings. OnPoint agents can walk through policy details and bundling options.
Available Life and Health Insurance
In addition to property insurance, OnPoint provides access to life and health insurance:
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Term Life Insurance – Affordable death benefit protection for a set period of time.
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Whole Life Insurance – Lifelong coverage with guaranteed cash value growth.
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Accidental Death Insurance – Added benefits in case of death from an accident.
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Health Insurance – Major medical and supplemental plan options from leading insurers.
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Dental Insurance – Helps cover dental exams, cleanings, fillings and more.
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Vision Insurance – Plans to help pay for eye exams, glasses, contacts and other vision care.
OnPoint can help you find the right life and health plans.
Filing an Insurance Claim with OnPoint
If you need to file an insurance claim, OnPoint makes it easy:
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Report claims directly through OnPoint branches and your online account.
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Licensed agents help guide you through the claims process.
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OnPoint submits claims to the insurance provider on your behalf.
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Insurance companies process and approve claims, not OnPoint.
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OnPoint supports you throughout the process as your advocate.
How to Choose the Right Insurance
When reviewing insurance options through OnPoint, keep these tips in mind:
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Evaluate your risks and coverage needs.
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Discuss any gaps or changes in your situation.
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Understand policy costs, exclusions, limitations and deductibles.
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Consider bundling home and auto for multi-policy discounts.
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For life and health insurance, factor in dependents, income needs, health status and more.
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Work with a trusted OnPoint insurance agent for guidance.
Answering Your Insurance Questions
Here are some common questions about insurance from OnPoint:
What typical discounts are available?
- Multi-policy, safe driver, good student, autopay, paperless, credit union member.
Can I get quotes online?
- Yes, you can get fast quotes through OnPoint’s website.
How are insurance payments handled?
- You can set up convenient recurring payments through your OnPoint account.
What is the claims process like?
- OnPoint agents help you through every step of the insurance claims process.
Can I get renters insurance?
- Yes, OnPoint offers options for renters insurance tailored to your needs.
The Value of an Established Community Partner
As one of the oldest and largest credit unions in Oregon and SW Washington, OnPoint has a trusted reputation for quality service and giving back locally. This makes them a great choice for insurance needs as well. Their team of professionals truly cares and is always ready to help members.
The Bottom Line
Finding the right insurance coverage comes down to choosing a dependable partner. With OnPoint Community Credit Union, you benefit from the knowledge of local agents, the convenience of managing policies through your credit union, and the perks of being a member. If you’re in the market for insurance for your home, auto, health or life needs, be sure to consider what OnPoint has to offer.
Find vehicles for sale using AutoSMART.
Get your perfect car without setting foot on a lot. You can search thousands of new and used vehicles near you with OnPoint and AutoSMART. If you’ve got a make and model in mind, it’s a stress-free way to get started.
Find your next ride at a local dealership.
Getting the financing you need is easier than you think. You can get on-the-spot OnPoint financing1 within minutes at any of our dealer partners. Day or night and on weekends too.
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FAQ
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How do I change my address with OnPoint Community Credit Union?
Who is OnPoint community credit union?
OnPoint Community Credit Union – serving Oregon & Washington with savings accounts, credit cards, home & auto loans, and more. Become a member today.
Is OnPoint a good credit union?
When it comes to your finances, we’re in it together. With OnPoint, you can check your balance, deposit checks, and pay bills from anywhere. We also offer great rates, low fees and financial education resources just for you. Yet, we’re more than a place to bank. Credit unions do well when members do well.
How do I get a loan at OnPoint?
Get the flexible financing you need. Stop by an OnPoint branch. Apply online. Give us a call. All OnPoint loans are subject to credit terms and approval. 1 Subject to credit terms and approval. Credit Union in Oregon and Washington. With competitive rates and options, finding the right loan at OnPoint is easy. Discover what OnPoint can do for you.
How do I contact OnPoint digital banking?
Please log into Digital Banking and submit a secure message or give us a call at 503.228.7077 or call 800.527.3932. What if I lost my card or think I’ve experienced fraud? If you lost your card or are experiencing fraud on your account, call us immediately at 503.228.7077 or 800.527.3932. Other ways to contact us. Stop by an OnPoint branch.