The Top Insurance Companies in Mesa, AZ

Finding the right insurance company is key to getting the best rates and service If you live in Mesa, Arizona, you have lots of options when it comes to insurers But how do you determine which companies are the best fit?

This guide examines the top insurance carriers available to Mesa residents. We’ll look at national companies with local agents, direct insurers, and other highly-rated providers Read on to learn which insurers offer the mix of affordable premiums, helpful customer service, and comprehensive coverage options that Mesa customers need

Factors to Consider When Choosing an Insurer in Mesa

With so many insurance companies to choose from, use these criteria to narrow down your options

Customer Satisfaction – Check ratings and reviews to find insurers with a track record of keeping customers happy. Avoid companies with many complaints.

Range of Discounts – Look for carriers that offer savings opportunities like multi-policy, safe driver, and anti-theft discounts to help lower your premium.

Strong Financial Ratings – Select insurers with “Excellent” or “A” ratings from agencies like A.M. Best to ensure they can pay claims. Avoid weak underwriters.

Local Agents – For more personalized service, find a company with an agent office located right in your Mesa community.

Coverage Offerings – Make sure the insurer provides all the policies you need, including auto, home, flood, umbrella and specialty coverage options.

Keeping these criteria in mind will help you find the right insurance companies in Mesa to protect what matters most.

National Insurers with Local Mesa Agents

Large national insurance companies have the benefit of strong financial backing paired with personalized service through local agency offices. Here are some top national brands with agents located right in Mesa:

State Farm

With high customer satisfaction ratings and nearly 100 years in business, State Farm is a leading choice for Mesa homeowners and drivers. There are over 15 local State Farm offices throughout Mesa, making it easy to work with an agent in your neighborhood. State Farm offers all standard policies plus specialized products like Mexico tourist auto insurance. Various discounts can help you save on premiums too.

Allstate

Known for quality service and comprehensive coverage options, Allstate has multiple agency locations in the Mesa area. Allstate homeowners enjoy enhanced replacement cost coverage on personal belongings as well as identity protection services. And their Drivewise program can help Mesa drivers save up to 30% by improving driving habits. Allstate routinely ranks highly for customer satisfaction.

Farmers Insurance

Farmers agents in Mesa provide experience with services like consolidated billing across multiple policies. Available discounts include savngs for mature drivers, signing documents electronically, and paying your bill in full. Farmers allows convenient online claims filing and access to helpful content through their Inner Circle app.

American Family Insurance

American Family excels at bundling coverage across auto, property, life and business insurance. Their Mesa agents build personalized packages with savings up to 25%. Perks include complimentary roadside assistance, identity theft recovery services, and the ability to link your smart home devices to home insurance discounts and alerts. Flexible payment plans are also available.

Liberty Mutual

Liberty Mutual is a 100-year-old insurer with a strong Mesa presence. Customers benefit from helpful features like new car replacement, lifetime repairs, and 12-month rate guarantees. You can also receive discounts based on your driving habits when you enroll in Liberty Mutual’s RightTrack program by using a monitoring device. Libraries and other discounts are available as well.

Direct Insurance Providers in Mesa

Alternatively, you can skip the agents and buy insurance directly online. Here are some top national direct writers providing coverage in Mesa:

GEICO

Known for clever ads, GEICO is consistently one of the cheapest insurance options for Mesa drivers. GEICO focuses on auto insurance but also offers renters, homeowners and umbrella policies. Discount opportunities include multi-policy, good driver, and emergency deployment savings for military members. You can file a claim 24/7 online or via mobile app.

Progressive

One of the largest auto insurers in the U.S., Progressive provides affordable bundles for Mesa homeowners that combine policies for added savings. Customers enjoy helpful features like the Name Your Price tool that allows you to build a policy within your budget. You can also save up to 30% by tracking driving habits with Progressive’s Snapshot program.

Esurance

Part of the Allstate group, Esurance has gained popularity with savvy Mesa shoppers thanks to affordable rates. Esurance offers a wide array of auto insurance options along with homeowners, renters and umbrella protection. Customers can benefit from discounts like multi-car and multi-policy savings. You can file a claim 24/7 through the Esurance mobile app.

Root Insurance

This newer insurer uses smartphone technology to base rates primarily on driving ability rather than traditional factors. Drivers can save up to 52% with Root. The company is currently expanding availability in Arizona. So Mesa drivers, especially younger motorists with good driving habits, may want to keep an eye out for this low-cost option coming soon.

Top Regional and Local Providers

Beyond the large national brands, consider these highly-rated regional and local insurers:

American National

Founded in 1905, American National offers competitive rates on Mesa auto, home, business and life insurance. Policy perks include identity fraud support, forgery/alteration coverage, and credit for prior insurance when determining rates. American National routinely earns excellent financial strength ratings.

Travelers

This longstanding insurer offers Mesa customers a choice between working with local independent agents or directly with Travelers representatives. Customers praise Travelers claim services and appreciate useful features like identity fraud expense coverage and new car replacement.

Auto Club of Southern California

AAA members in Mesa can purchase affordable auto, home and life insurance through this insurer that offers policy discounts for AAA membership. Customers benefit from knowledgeable agents, straightforward claims handling, and strong financial backing.

Arizona Foundation Insurance Company

Specializing in home and auto coverage across Arizona, AFIC features discounted premiums for taller homes as well as savings for mature Mesa drivers. All AFIC customers enjoy complimentary access to an auto buying service, ID theft protection, and $10,000 in death benefit life insurance.

Farm Bureau Financial Services

With roots in agricultural insurance, Farm Bureau now provides broad coverage including large discounts on homeowners insurance for Mesa residents. Membership in Maricopa County Farm Bureau is required to purchase a policy. But the savings often offset the small annual membership fee.

How to Choose the Right Insurance Company in Mesa

With this overview of top insurers available in the Mesa area, you can narrow down your options to find the best fit. Keep the following tips in mind:

• Review customer satisfaction ratings and financial strength scores to identify quality providers.

• Determine what policy types and add-on features matter most to you. Find companies strong in your needed coverage areas.

• Get quotes from several insurers to compare rates for similar coverage. But also consider more than just price.

• If local agent access matters, look for national brands with area offices or regional companies with a Mesa presence.

• Ask about all available discounts to maximize savings opportunities.

• Consider bundling policies with one company for added convenience and multi-policy discounts.

Finding the right insurance doesn’t need to be a hassle, even with many carriers to choose from. Do your research, seek rate quotes, and utilize this guide to top Mesa insurers. With a little legwork upfront, you can gain quality insurance, helpful service, and long-term savings on your Mesa property and vehicles.