Get Big Savings on Your Car Insurance with Drug and Alcohol Awareness Classes

Having car insurance is non-negotiable for most drivers but the high costs can really take a bite out of your budget. I’m always looking for ways to lower my premiums without reducing my coverage. One little-known trick is taking a drug and alcohol awareness class to qualify for a nice discount from your insurer.

I recently learned about these classes, often called DADAP, and how they can save you 5% or more per year. That may not sound like much, but it can add up to hundreds of dollars in savings over time. Keep reading to learn all about DADAP classes and how to use them to slash your car insurance costs.

What is DADAP?

DADAP stands for “Drug and Alcohol Driving Awareness Program” These are educational courses teaching drivers about the risks and consequences of driving while impaired

DADAP classes have been around for years in traditional classroom formats. But today most states allow you to take approved DADAP courses online, which is much more convenient.

The courses cover topics like:

• Stats on drunk driving accidents and fatalities
• Effects of alcohol and drugs on driving ability
• Legal consequences of DUIs and DWIs
• Tips to avoid impaired driving
• What to do as a passenger with an impaired driver

The idea is educating drivers to make better choices and keep the roads safer. But taking a DADAP class also comes with a nice little bonus – lower insurance rates!

DADAP Can Earn You a 5-10% Discount in Many States

Here’s the best part about DADAP – completing a state approved course can shave 5% or more off your auto insurance premiums each year. Some states even offer up to 10% discounts for taking additional safety courses.

Over a decade ago, Texas was one of the first states to offer insurance discounts for taking DADAP online. Drivers who complete an approved Texas DADAP course get an automatic 5% discount on their car insurance.

Other states followed Texas’ lead. Now you can find insurance discounts for taking DADAP in Florida, Virginia, California, and many other states. The exact discount amount depends on your insurer and location, but 5% seems average.

To give you an idea of the savings, a driver paying $1000 annually for car insurance could save $50 each year with a 5% DADAP discount. Over 10 years that adds up to $500 back in your pocket!

Of course, the savings are even bigger if you qualify for a 10% or larger discount. So be sure to ask your insurance agent about all possible ways to lower your rates.

Which Drivers Can Benefit from DADAP Discounts?

Great news – almost any driver can complete a DADAP course and qualify for an insurance discount.

Young drivers and high-risk drivers tend to pay the steepest insurance rates, so DADAP discounts can really help offset costs. But all drivers pay for insurance, so anyone can benefit.

Specifically, DADAP discounts are available for:

• New teen drivers
• Young drivers under 25
• Drivers with past DUIs
• High-risk drivers
• Drivers with speeding tickets
• Newly licensed drivers
• Senior drivers
• or any driver with auto insurance

As long as you complete an approved DADAP course, you can get the insurance discount. Some states may require drivers under a certain age to take DADAP, but courses are open to all.

How Do I Find and Take a DADAP Course?

Taking an approved DADAP course online is quick, easy, and inexpensive – usually $25 or less. Here are the steps:

1. Check state requirements – Make sure to find a DADAP course approved for discounts in your state. State DMV or insurance department websites often list approved courses.

2. Find a provider – Search for “DADAP + your state” to find approved online courses. Many nationwide traffic school providers like Drive Safe Online and DefensiveDriving also offer state-approved DADAP classes. Or check with your auto insurer – some offer DADAP directly.

3. Enroll in the course – Pick a provider and enroll online. You’ll set up a secure account and pay the course fee.

4. Take the course – Courses include engaging videos, slides, and quizzes. They take 2-6 hours to complete depending on the state.

5. Pass the final exam – You’ll have to pass a final exam to complete the course and get credit. Exams are open book so they’re easy if you paid attention.

6. Get your certificate – Once you pass the final exam, you can download a completion certificate right away.

7. File for your discount – Send a copy of your DADAP certificate to your auto insurer to have the discount applied. Discounts are often applied at your next renewal.

And that’s it! Taking an online DADAP course really is quick and painless. Just set aside a few hours to complete the course and exams. Then you’ll join the thousands of drivers using DADAP to save big on their insurance premiums.

Answering Common Questions about DADAP Courses

If you’re new to DADAP courses, you probably have some questions about how they work and what benefits you’ll get. Here we’ll cover some of the key questions drivers often ask:

How long does a DADAP course take?

Times vary, but most online DADAP courses take 2-6 hours to complete. Courses include educational videos and slides, and there are short quizzes throughout. The final exam takes about 30 minutes.

When do I get my insurance discount?

Discounts are usually applied at your next policy renewal. For example, if your policy renews in May 2023, you’ll need to complete your DADAP course before then to get the lower rate. Check with your insurer for details.

How much does a DADAP course cost?

Online prices range from $15 to $35. Many providers offer discounts and coupons to lower the price further. Shop around for the best deal.

Can I take a DADAP course online?

Yes, most states allow approved DADAP courses to be taken online. Make sure any online course is specifically approved in your state.

How often do I need to re-take a DADAP course?

In most states, you only need to take DADAP once to earn the ongoing insurance discount. Your discount will remain as long as your policy is active.

Will a DADAP course dismiss a traffic ticket?

No – DADAP courses do NOT dismiss tickets like traffic school might. The only benefit is the car insurance discount.

Those are some of the key questions about DADAP people often have. Hopefully this clears up any concerns and gives you confidence to register for a course and start saving!

Start Saving with DADAP Today

Now you can stop overpaying for car insurance and finally get the discount you deserve. Taking an approved online DADAP course is quick, easy and inexpensive – a smart move for all drivers.

Remember, completing DADAP can save you 5% or more on your car insurance premiums every year. That adds up to big savings over time.

So don’t wait to take advantage of this great discount opportunity. Find an approved DADAP provider, enroll online, and complete the course today. You’ll be able to proudly tell your friends how you slashed your insurance costs. Plus you’ll drive safer after learning so much about the risks of impaired driving.

Saving money and becoming a better driver? That’s a win-win if you ask me. Stay safe on the roads and keep more money in your pockets with DADAP!