Purchasing car insurance can be a daunting task. With so many options to choose from, it’s hard to know where to start. This is where working with a knowledgeable car insurance agent can make all the difference. Car insurance agents have the expertise to guide you through the process and find the right policy for your needs and budget.
In this article we’ll explore the key factors to consider when choosing a car insurance agent in Saint Paul, Minnesota. We’ll also highlight some of the top-rated agents in the area to help you get started on finding the right fit.
How Car Insurance Agents in Saint Paul Can Help
Car insurance agents act as your advocate Their job is to understand your unique situation and identify the best possible coverage options Here are some of the key ways a good agent provides value
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Saving you money – Agents have access to different companies and plans. They can shop rates and find you the most affordable policy.
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Optimizing your coverage – Agents will evaluate your risks and needs to put together a policy with ideal protection levels
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Handling claims – If you get into an accident, your agent can walk you through the claims process and resolve issues.
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Providing peace of mind – A knowledgeable agent will answer all your questions and ensure you fully understand your policy details.
Key Factors to Consider in a Saint Paul Car Insurance Agent
With so many agents to choose from in the Saint Paul area, it’s important to find one that meets your criteria. Here are some key factors to look for:
Experience and Reputation
You want an established agent with extensive knowledge. Review online ratings and testimonials to verify they have a solid reputation built on years of satisfied customers.
Range of Insurance Companies
Agents who partner with multiple insurance carriers can shop more plans to find you the best fit. Look for an agent who works with top national and regional insurance providers.
Strong Customer Service
Choose an agent who makes you feel valued, listens closely to your needs, and takes the time to explain policy details. Good chemistry with your agent leads to a smoother customer experience.
Available Discounts
Ask potential agents what discounts they typically find for clients. Savings like multi-policy, safe driver, and anti-theft discounts can add up to big savings.
Top-Rated Car Insurance Agencies in Saint Paul
To give you a head start on your search, we’ve compiled this list of top-rated car insurance agents serving the Saint Paul area based on client reviews and our own evaluation:
1. Kriener Insurance
With an Excellent rating and 12+ years serving Saint Paul, Kriener Insurance is a leading choice. They shop among top carriers like Erie, Encompass, and Kemper to find competitive rates.
2. Eagle Point Insurance Group
Located in nearby Lake Elmo, this highly rated agency provides customized coverage including liability, collision, roadside assistance and more.
3. Krog Insurance
This family-owned agency has 25+ years experience. They offer policies for cars, motorcycles, ATVs, and more.
4. Budzius Agency
Chris Budzius provides friendly local service as a State Farm agent. Great choice for bundling home and auto insurance.
5. Reliable Insurance Network
An independent agency rated Excellent with affordability, flexibility and outstanding service as their priorities.
6. Abbott Insurance
This family-owned agency has served Saint Paul since 1967. They shop rates with numerous leading insurance carriers.
7. McGarry-Kearney Agency
In business for over 100 years, this Stillwater agency has a long track record of expertise.
8. Meyer-Peltier Agency
Specializing in auto insurance since 1974 including policies for specialty, classic, and high-value cars.
Getting the Car Insurance Coverage You Need
As you shop for car insurance in Saint Paul, discuss your specific situation with prospective agents, including:
- The make, model, and age of your vehicle
- Your driving record and history
- How you use your vehicle (work commute, pleasure, business, etc.)
- Your budget for insurance
- Any concerns about gaps in your coverage
This will help the agent suggest appropriate liability limits, deductibles, and optional coverages. Minnesota requires drivers to carry liability and no-fault personal injury protection. Consider adding comprehensive and collision for complete protection.
Work With a Trusted Saint Paul Car Insurance Agent
Insurance Brokers of MN
Named after old country homes of the early Irish and German settlers, Inver and Grove, what started out as farming country is now just nine miles from St. Paul. Insurance Brokers of Minnesota is pleased to be part of our thriving suburb.
Insurance Brokers works with more than fifty major insurance companies to help you find the right coverage for each driver in your family. We can also customize condo and renters insurance, as well as homeowners insurance, to meet your specific needs.
Our business insurance packages include coverage for directors and owners as well as health and dental plans for employees. Our business customers have access to a legal hotline and assistance in business continuation planning. Let our brokers help you with the insurance solutions you need to protect your future.
Right next to the Twin Cities, “The Grove” offers a quality of life that is unique to Minnesota. As your neighbors we understand what makes Minnesotans special, and what makes our life here special. You can order from an insurance company in another state through a TV ad, but at Insurance Brokers of Minnesota, you’ll talk to a knowledgeable person in your own community who will help you choose the best policy for your family or business.
I love talking to people, getting to know their financial needs, and helping them find solutions. That’s why “We work for you” is more than just a slogan for me.
As a Customer Service Rep at my dad’s insurance company, Insurance Brokers of MN, I’ve worked there for almost 4 years. We make a great duo! I am the one that helps with Personal Li.
Car Insurance Saint Paul Minnesota
Is Saint Paul a good place to get car insurance?
As far as major cities in the U.S. go, Saint Paul is fairly reasonable for car insurance rates. But it can still feel pricey, and factors such as the city’s population density and the high cost of repairs are factors that contribute to the rates you experience in a particular area.
Does state Farm offer business insurance in St Paul?
Whether your business is just starting, growing or maturing, State Farm will provide you with smart options for business insurance in St Paul, MN. Your insurance for business may include 1 a business owners policy, commercial auto policy, individual health policy or even workers’ compensation.
Who is Allstate Financial Services?
Securities offered by Personal Financial Representatives through Allstate Financial Services, LLC (LSA Securities in LA and PA). Registered Broker-Dealer. Member FINRA, SIPC. Main Office: 2920 South 84th Street, Lincoln, NE 68506. (877) 525-5727. Check the background of this firm on FINRA’s BrokerCheck website.