Progressive vs Allstate: Which Auto Insurance Provider is Better?

Allstate and Progressive are two well-known companies that provide a range of car insurance coverage options and discounts. In this article, we at the MarketWatch Guides Team compare Allstate vs. Progressive costs, coverage and customer service to help you decide which one is right for you.

There are pros and cons to every insurance company. To help drivers save money and find the best coverage, we’ve looked at the best car insurance companies on the market. We recommend comparing multiple quotes when you shop.

Choosing the right auto insurance provider can be a daunting task With so many options to choose from, it’s hard to know which company offers the best coverage, rates, and customer service. Two of the biggest names in auto insurance are Progressive and Allstate But how do you decide between these two industry giants?

In this comprehensive guide we’ll compare Progressive and Allstate on key factors like cost discounts, coverage options, customer satisfaction, and more. Whether you’re signing up for your first policy or considering switching providers, read on to discover which auto insurer is the better fit for you.

Cost and Discounts

For most drivers, cost is one of the most important considerations when selecting an auto insurance policy. Progressive and Allstate both offer competitive rates, but which one is more budget-friendly?

On average, Progressive offers slightly lower rates than Allstate on minimum coverage policies. However, as you increase your coverage limits and add more options, Allstate’s premiums are more affordable overall.

Both insurers provide a range of discounts to help you save money:

Progressive Discounts

  • Multi-policy – Bundle home or other insurance
  • Multi-vehicle – Insure more than one car
  • Continuous Insurance – No lapse in coverage

Allstate vs. Progressive Coverage

Both Allstate and Progressive are top auto insurance companies, so you should be able to find the coverage you need with either one. This is true whether you need a basic liability policy, coverage based on how much you use your car, or even same-day insurance. Of course, both companies offer more than just classic car insurance. They also offer business, renters, homeowners, and motorcycle insurance.

Is Allstate or Progressive Better?

When comparing Allstate vs. Progressive, we give Progressive higher marks in a number of review categories, and we’ve found that it’s a better deal for most drivers. Progressive has comprehensive coverage offerings and mostly positive customer reviews, although Allstate scores better during the claims process.

Exploring Allstate vs. Progressive Insurance: Comprehensive Coverage Comparison |

FAQ

Is Progressive or Allstate more expensive?

Overall, Progressive has cheaper average car insurance rates than Allstate. The average national cost for full-coverage auto insurance at Progressive is $1,611 per year, while Allstate is $2,088 per year. However, with its long list of discounts, Allstate can be a cheaper option for some drivers.

Is Allstate the most expensive car insurance?

Key Takeaways: Allstate ranked 9th out of 130 U.S. insurance providers that we studied. Average costs for full-coverage car insurance from Allstate is around $3,340 per year or $278 per month and minimum-liability plan prices average about $1,194 per year or $100 per month.

Is Allstate owned by Progressive?

No, Progressive is not the same as Allstate. Progressive is not affiliated with Allstate in any way, though the two companies are both property and casualty insurers that offer similar services and coverage options to consumers.

Is Progressive insurance really cheaper?

According to our data, full-coverage insurance from Progressive costs about $2,326 per year on average. This is about 13% cheaper than the national average annual rate of $2,681 per year.

Is Allstate a good insurance company?

Both Allstate and Progressive rank relatively low, as compared to other top insurers. In fact, Allstate ranks last overall while Progressive is seventh out of nine companies. And they both consistently rank low across customer service, claims handling, and customer loyalty.

Which is better progressive or Allstate car insurance?

Progressive ranks third on the National Association of Insurance Commissioners’ (NAIC) list of premiums written in 2021, taking up nearly 14 percent of the car insurance market. Allstate ranks right behind it in fourth place, with a 10 percent market share. Comparing Progressive Vs. Allstate Car Insurance

Does progressive offer a discount compared to Allstate?

But Progressive offers two unique types of auto insurance coverages that Allstate doesn’t have: Most car insurance companies offer a standard set of optional discounts, such as bundling home and auto, or safe driver discounts. But Progressive and Allstate have some unique discounts that not every insurance company will provide.

Why are progressive & Allstate so popular?

Our high ratings of Progressive and Allstate are chiefly because of their sizes and notoriety. Progressive ranks third on the National Association of Insurance Commissioners’ (NAIC) list of premiums written in 2021, taking up nearly 14 percent of the car insurance market.

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