farmers insurance brian ward bethany reviews

Farmers Insurance – Brian Ward in Bethany OK A Review of His ServicesAs a homeowner in Bethany Oklahoma, finding the right insurance agent is crucial to getting the coverage you need at a price you can afford. That’s why many locals turn to Brian Ward and his Farmers Insurance agency for their insurance needs. But how do his services truly stack up? After scouring reviews and evaluating his offerings, here is a comprehensive review of Brian Ward and Farmers Insurance.

Who is Brian Ward?Brian Ward is an independent insurance agent who operates a Farmers Insurance agency located at 7300 NW 23rd St #210 in Bethany, OK. He has over 22 years of experience serving the Bethany community As a Farmers agent, Brian offers a range of insurance products including auto, homeowners, renters, life, commercial, and specialty insurance He provides personalized coverage options by taking the time to understand each client’s needs.

What Products Does Farmers Insurance Provide?
Some of the key insurance products available through Farmers and Brian Ward’s agency include:

Auto Insurance
Farmers offers standard auto coverage options like liability, collision, comprehensive, uninsured motorist, and medical payments. Optional add-ons are also available such as rental reimbursement, roadside assistance, and accident forgiveness.

Home Insurance
Homeowners policies can include coverage for the dwelling, belongings, liability, and medical payments. Enhanced options like replacement cost coverage, sewer back up protection, and identity theft protection are also available.

Life Insurance
Life insurance choices with Farmers include term, whole, and universal life policies as well as accidental death coverage. This gives clients flexibility to find the right type and amount of coverage.

Specialty Insurance
In addition to standard policies, Farmers provides specialized products including boat, motorcycle, classic car, flood, renters, condo, umbrella insurance, and more.

How Do Brian Ward’s Costs and Rates Compare?
Insurance rates are a top consideration for most people. Here’s an overview of Brian Ward’s Farmers auto and homeowners insurance costs based on reviews:

Auto Insurance
On average, Farmers auto insurance customers report paying annual premiums of $800 – $2,000 for full coverage. Rates are competitive but can run higher than some other insurers.

Home Insurance
For a typical Bethany home, annual premiums range from about $1,500 – $2,000. Pricing is reasonable but not the lowest on average.

Bundling Discounts
Farmers offers a discount of up to 15% for customers who bundle home and auto policies. This incentive can help reduce overall insurance costs.

High Risk Drivers
Reviews indicate high-risk driver premiums with Farmers can be expensive, with rates potentially exceeding $2,500 per year.

Overall, Farmers Insurance rates through Brian Ward’s agency are affordable for most customers, though not always the cheapest. Bundling and maintaining a clean driving record can further lower costs.

How is Brian Ward’s Customer Service?
In addition to fair pricing, Brian Ward earns positive reviews for his customer service:

Knowledgeable
Most reviewers say Brian Ward is very knowledgeable about Farmers products and takes time to explain options.

Responsive
Customers find phone calls and inquiries are responded to promptly, often within 1 business day.

Strong Local Presence
With 22+ years in Bethany, Brian Ward understands the local community and connects well with residents.

However, reviews on claims experiences are mixed. Some customers report satisfactory claim handling while others faced low-ball estimates and delays receiving claim payments.

What Do Customers Like About Brian Ward?
Positive feedback from locals who have used Brian Ward’s services includes:

• Helpful and patient
• Makes personalized coverage recommendations
• Competitive bundled insurance rates
• Smooth annual policy renewals
• Friendly office staff

In terms of insurance guidance and finding cost savings, Brian Ward receives high marks from Bethany clients.

Potential Downsides to Consider
While most reviews are positive, there are a few common downsides mentioned:

• Inconsistent claims experiences
• Pricing may be expensive for some high-risk drivers
• Limited evening and weekend office hours
• Rates can be higher than leading discount insurers

However, the positives seem to outweigh these drawbacks for the majority of Brian Ward’s customers.

Is Brian Ward’s Agency Recommended?
Based on predominantly favorable feedback, I do recommend considering Brian Ward’s Farmers Insurance agency in Bethany, OK. He provides excellent customer service and works hard to find affordable rates. Although claims processes cause frustrations for some, most policyholders are satisfied overall with the coverage options, pricing, and service from this agency.

Tips if choosing Brian Ward’s Farmers Insurance:

• Bundle home and auto for multi-policy discounts
• Maintain a clean driving record for the best rates
• Get quotes from other insurers for comparison
• Ask about claims satisfaction before purchasing

For quality insurance guidance and expertise, Brian Ward’s 22+ years of experience makes him a great option for locals in the Bethany area. Just be sure to compare costs against other carriers.

The Bottom Line: Excellent Service and Advice but Shop Around
Brian Ward and his Bethany Farmers Insurance agency earn glowing reviews for taking time to understand customers’ needs, explain policies, and provide personalized recommendations. Pricing is fair when bundling yet Farmers may not be the most affordable for all drivers. Comparing quotes from a minimum of 3 insurers is suggested before deciding. For great local service and insurance knowledge, Brian Ward is a wise choice – just balance pricing considerations to find the best value.