Picking the right insurance agent can make a big difference in price, service, and value.
With other agencies, you get one company that sells one brand of insurance. With an independent insurance agency like Southern Colorado Insurance you get choices.
Simply put, this is because independent insurance agencies like Southern Colorado Insurance work with many insurance companies and can compare prices and coverage to find the best deal for your needs. As independent insurance agents, we live and work in Colorado and are committed to doing business with you in person and being your voice when you need us.
You should go to Southern Colorado Insurance first and last when you need insurance for the following reasons:
There is a difference. Get in touch with us right away to find out how our independent insurance agency can help you find the right insurance.
Living in Colorado Springs comes with great perks – 300 days of sunshine, majestic mountain views, and tons of outdoor recreation But those benefits also come with risks like severe weather, wildfires, and accidents that require insurance protection
That’s where working with a knowledgeable local independent insurance agent can prove invaluable Independent agents represent multiple top-rated insurance companies, so they can compare policies across carriers to find the best coverage and value tailored specifically for you
In this comprehensive guide, we’ll highlight the top independent insurance agencies in Colorado Springs to consider for your home, auto, business, and life insurance needs.
Why Work with a Local Independent Insurance Agent?
Before diving into the top agencies let’s review the key benefits of partnering with an independent insurance agent
Unbiased recommendations – Unlike “captive” agents who only sell policies from one company, independent agents work with multiple insurers. This allows them to objectively evaluate your unique situation and recommend the carrier and policy that offers the best fit and value.
Choice of insurance companies – You aren’t limited to just one provider’s options. Independent agents give you access to coverage from national carriers, regional players, and specialty insurers. More choice means more ways to customize protection.
Personalized service – Local independent agents pride themselves on providing customized service based on your specific risks and budget. And as your needs change over time, they adapt your policies accordingly.
Advocacy at claims time – In the event of a claim, your independent agent can act as your advocate to help ensure you get fair claim settlements. Their expertise adds peace of mind.
Ongoing policy review – Independent agents routinely review your coverage to spot potential gaps or opportunities to save money as new discounts emerge. They proactively keep your insurance up-to-date.
One-stop shop – Most independent agencies offer a complete range of insurance products – home, auto, life, business, specialty lines. One agent can manage your full portfolio.
Now let’s explore the top independent insurance agencies in Colorado Springs, as ranked by customers.
Aion Insurance Consultants
With an A+ BBB rating and 5-star customer reviews, Aion Insurance Consultants delivers exceptional service tailored to each client’s unique needs. The agency represents over 100 top-rated insurance carriers to provide unbiased recommendations across many lines of coverage:
- Home insurance
- Car insurance
- Business / commercial insurance
- Life insurance
- Health and disability insurance
The experienced Aion team prides itself on a customized approach, leveraging advanced analytics to identify the right mix of coverage and value for you. If you’re looking for a one-stop shop for insurance from a local agency that treats you like family, Aion is a great choice.
WestCo Insurance
Since 1969, WestCo Insurance has served Colorado Springs residents and businesses with personalized insurance solutions and unmatched expertise. WestCo represens over 15 top-rated regional and national carriers, giving you best-in-class options for:
- Auto insurance
- Homeowners insurance
- Condo / renters insurance
- Business insurance
- Contractor insurance
- Professional liability
- Life insurance
WestCo takes a consultative approach focused on educating clients so you understand your risks and insurance choices. And they conduct proactive policy reviews to ensure your evolving insurance needs are fully met over the years.
Equity Insurance Group
Locally owned and operated for over 25 years, Equity Insurance Group leverages deep community roots to deliver tailored insurance solutions. The agency represents 10+ carriers to match Colorado Springs customers with the right policies across:
- Home insurance
- Auto insurance
- Motorcycle insurance
- Classic car insurance
- Business insurance
- Life insurance
Equity Insurance stands out for responsive customer service, competitive pricing, and seamless handling of claims. If you want personalized insurance guidance from agents invested in the community, Equity Insurance Group is a smart choice.
Strategic Insurance
Since 2002, Strategic Insurance has specialized in crafting customized insurance programs to protect Colorado Springs families, individuals and businesses. Representing 20+ top insurance companies gives Strategic the ability to compare policies across many carriers and identify optimal solutions for:
- Home insurance
- Auto insurance
- Motorcycle insurance
- Rental property insurance
- Umbrella insurance
- Business insurance
- Professional liability
- Life insurance
The Strategic Insurance team has deep insurance expertise across all lines of coverage. And they act as trusted advisors to ensure policies evolve as your needs change. If you value wise guidance plus great rates, consider Strategic Insurance.
Ron Baumgart Insurance Agency
Ron Baumgart Insurance Agency is a family-owned, independent insurance agency providing coverage across the Pikes Peak region since 1989. The agency represents over 15 insurance carriers, allowing them to compare quotes and get Colorado Springs customers the best deal on:
- Auto insurance
- Home insurance
- Renters insurance
- Flood insurance
- Business / commercial insurance
- Health insurance
- Life insurance
The dedicated staff at Ron Baumgart Insurance stays on top of changes with insurance companies and coverage options to benefit their customers. Personalized service with a family feel makes this agency a perennial local favorite.
Carney Insurance Services
Since 1969 Carney Insurance Services has served the insurance needs of Colorado Springs area residents and businesses. Representing over 25 top insurance carriers gives Carney Insurance the ability to structure policies that check all the boxes:
- Auto insurance
- Homeowners insurance
- Renters insurance
- Condo insurance
- Business / commercial insurance
- Professional liability
- Life insurance
The experienced Carney Insurance team has seen it all when it comes to local risk exposures. This allows them to anticipate problems and customize insurance to solve clients’ unique needs. If you value working with longstanding local experts, Carney Insurance is a great fit.
Insurance Network of Colorado
As an independent agency representing over 20 leading insurers, Insurance Network of Colorado has the knowledge and carrier connections to simplify insurance. The agency offers customized guidance to identify the right policies at the right price across:
- Home insurance
- Auto insurance
- Motorcycle insurance
- Renters insurance
- Condo insurance
- Business insurance
- Health insurance
- Life insurance
The trusted advisors at Insurance Network of Colorado leverage their expertise to educate clients so you understand your insurance choices. If you’re looking for a transparent partner who will outline options and help determine the optimal coverage, this is an agency to rely on.
Higginbotham Insurance
For customized business insurance and risk management solutions, Higginbotham Insurance delivers experienced guidance business owners can count on. Representing over 140 premier insurance carriers allows Higginbotham to find the right specialized coverage at the right price for:
- General liability
- Property insurance
- Commercial auto
- Workers comp
- Professional liability
- Cyber liability
- Directors and officers (D&O)
- Surety bonds
- Employee benefits solutions
With in-depth knowledge across a wide range of business insurance, the advisors at Higginbotham Insurance provide strategic insight business owners need. If you want a trusted risk management partner, put this agency on your list.
Security Service Insurance
Backed by Security Service Federal Credit Union and representing several carriers, Security Service Insurance leverages collective buying power to get Colorado Springs customers competitive rates on:
- Auto insurance
- Home insurance
- Renters insurance
- Condo insurance
- Personal liability umbrella insurance
- Valuable items insurance
- Life insurance
The Security Service Insurance team takes pride in delivering friendly, responsive service with no hidden fees. Count on them for affordable policies and hassle-free claims resolution.
The Insurance House
The Insurance House lives up to their motto of providing “insurance with a family feel” for Colorado Springs area customers. With access to over 15 top insurance companies, they deliver personalized guidance on:
- Home insurance
- Auto insurance
- Classic car insurance
- Motorcycle insurance
- Renters insurance
- Condo insurance
- Life insurance
The advisors at Insurance House leverage their deep knowledge to educate clients so you can make smart insurance decisions. If you value working with friendly local experts, be sure to get a quote from Insurance House.
Putting It All Together
While this list highlights some of the top independent insurance agencies in Colorado Springs, there are many excellent firms in the area. We recommend talking to 3-4 agencies, discussing your specific situation, and soliciting quotes for comparison.
The right independent insurance agent matches your unique risks with the best coverage and value available. They become a trusted risk management partner. So take the time to have conversations and find an agency you’re comfortable with.
Then you can join the ranks of satisfied Colorado Springs customers who rely on local independent insurance agents to safeguard what matters most!
Why Choose an Independent Agent?
Picking the right insurance agent can make a big difference in price, service, and value.
With other agencies, you get one company that sells one brand of insurance. With an independent insurance agency like Southern Colorado Insurance you get choices.
Simply put, this is because independent insurance agencies like Southern Colorado Insurance work with many insurance companies and can compare prices and coverage to find the best deal for your needs. As independent insurance agents, we live and work in Colorado and are committed to doing business with you in person and being your voice when you need us.
You should go to Southern Colorado Insurance first and last when you need insurance for the following reasons:
- We work for you when you have a claim.
- We are not beholden to any one company. This means you don’t have to switch insurance companies when your needs change.
- We are your consultants and will help you figure out what you need.
- We are price hunters who look out for the best deal on price, coverage, and service for your money.
- You can buy a lot of different things from us, like home, auto, business, life, and more.
- We can look over your coverage every so often to make sure it fits your changing insurance needs.
- Customer satisfaction is very important to us; it’s how we make a living.
- We treat you like a person, not a number.
- We are licensed professionals with strong customer and community ties.
There is a difference. Get in touch with us right away to find out how our independent insurance agency can help you find the right insurance.
Give us some info and well get quotes from multiple companies.
Why choose an independent agent? Colorado Insurance Professionals
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