Finding the right insurance company is key to getting the coverage you need at a price you can afford With so many options, it can be overwhelming to choose.
That’s why I’ve compiled this list of the top 10 insurance companies in Orange County. I’ll cover who they are, what they offer, and why they made the list.
As an Orange County resident myself I know how hard it is to find trustworthy insurance here. My goal is to make your search easier so you can protect what matters most.
How I Chose the Top 10
I based my selections on a few key factors:
- Industry ratings and reputation
- Customer reviews on Yelp and other sites
- Range of insurance offerings
- Competitive pricing
- Years in business in Orange County
I focused on larger carriers with a strong regional presence. However, I also included a few smaller companies with standout service.
Keep reading for my picks of the 10 best insurance firms to get coverage from in Orange County.
1. State Farm
With 90 years of experience, State Farm is one of the most established insurance companies in OC and across the US.
Offerings: Auto, home, life, business
Why they made the list: Great customer service, high financial strength ratings, large local agent network
2. Farmers Insurance
Farmers is a household name known for flexible policies and broad coverage.
Offerings: Auto, home, business, life
Why they made the list: Available in all 50 states, long history in OC, bilingual services
3. AAA Insurance
As an auto club, AAA provides members with excellent insurance and roadside assistance.
Offerings: Auto, home, life, business
Why they made the list: Strong reputation, high J.D. Power claims satisfaction rating
4. Allstate
With 60+ years in business, Allstate writes over $32 billion in premiums yearly.
Offerings: Auto, property, life, identity protection
Why they made the list: Local agents, Accident Forgiveness auto feature, deductible rewards
5. Liberty Mutual
As one of the largest carriers globally, Liberty Mutual offers customizable coverage.
Offerings: Auto, home, life, business
Why they made the list: Robust online resources, free glass repair, veterans discounts
6. Travelers Insurance
Travelers insures over 2 million homes and has an A++ financial rating.
Offerings: Auto, home, life, business
Why they made the list: Competitive pricing, new car replacement, Identity Fraud Expense coverage
7. Nationwide
With 90 years of experience, Nationwide writes over $20 billion in annual premiums.
Offerings: Auto, home, business, life
Why they made the list: Pet injury coverage, Vanishing Deductible rewards, Clean Driving Discount
8. CSAA Insurance Group
AAA of Northern California, Nevada & Utah also provides CSAA policies.
Offerings: Auto, home, life
Why they made the list: High customer satisfaction, roadside assistance, accident forgiveness
9. Mercury Insurance
Mercury is a regional carrier with operations across 11 western states.
Offerings: Auto, home, life, business
Why they made the list: Usage-based “Metronome” auto plans, high financial strength rating
10. Safeco Insurance
Founded in 1923, Safeco sells through independent agents without captive reps.
Offerings: Auto, home, life, business
Why they made the list: Accredited A+ BBB rating, new car replacement, roadside assistance
Key Takeaways
And there you have it – the top 10 insurance companies in Orange County based on reputation, offerings, and customer service.
To recap, the list consists of:
- State Farm
- Farmers Insurance
- AAA Insurance
- Allstate
- Liberty Mutual
- Travelers Insurance
- Nationwide
- CSAA Insurance Group
- Mercury Insurance
- Safeco Insurance
No matter what type of coverage you need, you can’t go wrong with one of these highly-rated insurers. Each provides an array of policies and excellent financial backing.
Find a Nationwide Insurance Agent in Oregon, Ohio
Nationwide can get you the car insurance coverage you need whether you drive in and out of the Oregon downtown area all the time. Find out about the On Your Side Claims Service products, programs, and customer service that have earned us a 2095% member satisfaction rating.
You can then explore your options and buy coverage online with our easy online tool. On the other hand, you can talk to one of our local Oregon auto insurance agents about specific insurance questions and pick a policy.
Of the homes that were built when the city was first built, not many are still standing. But Oregon still has a housing stock that is as varied as the neighborhoods that make up the city. Even though every homeowner’s policy covers a certain number of losses, there are also ways to make your coverage stronger with Nationwide programs. Talk to one of our Oregon home insurance agents about how Brand New Things and Better Roof Replacement can help you rebuild a stronger, happier home after a loss.
In Oregon, you never know what the next season or city will bring. Most of the time, that’s a good thing. But every once in a while, no matter how much we work to prevent it, tragedy strikes. Talk to a life insurance agent in Oregon, or use our online tool to get a quote if you’ve already done your homework.
In a town like Oregon that is doing well, there are a lot of consumer businesses, business-to-business services, and small businesses that have been around for a long time. And each one needs protection against commercial risks. Our Oregon business insurance agents can help you find the right coverage for your company, whether you’re more worried about claims or property damage.
Life Insurance Companies In Orange County
FAQ
What is the number 1 car insurance in California?
|
Best Car Insurance in California
|
Our Overall Score
|
Coverage
|
|
#1 Geico
|
9.3
|
9.1
|
|
#2 Progressive
|
9.4
|
9.7
|
|
#3 USAA
|
9.3
|
9.7
|
|
#4 State Farm
|
9.2
|
9.4
|
Is car insurance more expensive in Orange County?
Who is the most trusted insurance company?
|
Best car insurance category
|
Company winner
|
|
Best insurance company overall
|
Travelers
|
|
Best insurance company for affordability
|
American Family
|
|
Best insurance company for accident forgiveness
|
Geico
|
|
Best insurance company for having few customer complaints
|
NJM
|
What Fortune 500 companies are headquartered in Orange County?