Services like the Motor Club of America can be helpful to drivers. They offer various benefits to drivers to assist with problems you could encounter on the road. For more information, read this National Motor Club Auto Insurance Company review.
The Motor Club of America doesn’t sell insurance, but their services, like roadside assistance, help with bail bonds, and legal plans, can be useful in case of a car accident or other emergency on the side of the road. For insights into how these services compare, you can check reviews of motor club insurance companies.
It would be easy for drivers to mix up the services that the Motor Club of America and other auto clubs and associations offer. Finding yourself stuck on the side of the road because of a flat tire or low gas can be scary and difficult. Many individuals seek the assurance of receiving immediate assistance in such scenarios. The AAA Insurance phone number can help people who need extra help, and knowing how much it costs to be a member of the AIC Motor Club can help people understand their options.
These types of services do not provide car insurance. You can choose to join these extra programs if you want a different kind of protection while you drive than what comes with your auto insurance.
Auto insurance is required in nearly every state. Being a member of Motor Club of America or a similar organization does not meet this legal requirement, which puts you at risk. Of course, these programs don’t protect you, other drivers, or passengers in the event of an accident. For specific assistance, you can use the customer service contact for AIC Motor Club. It’s important to remember that insurance services provided by motor club companies differ from standard auto insurance policies.
You can look for the best insurance plan for you online to make sure you have it. You can find and compare offers from many car insurance companies using an online tool. Then, choose the one that best meets your needs for value and coverage. Things to remember.
Experiencing car trouble or a roadside emergency can quickly turn your day upside down. The costs and hassles involved make such events stressful. Having the right protection gives peace of mind if the unexpected happens while driving.
Motor Club of America (MCA) provides roadside assistance and travel benefits to members across the U.S. and Canada. Understanding exactly what MCA insurance offers can help you determine if membership fits your needs.
Below is an overview of key Motor Club of America insurance benefits
Emergency Roadside Assistance
MCA’s cornerstone benefit is 24/7 emergency roadside assistance. Members can call the toll-free hotline anytime to request help with:
- Battery jump starts
- Flat tire changes
- Fuel delivery
- Lockout services
- Towing – up to 100 miles
Roadside help is available anywhere across the U.S. and Canada, including with rental cars. MCA uses a network of over 40,000 approved service providers to dispatch assistance quickly.
Emergency Travel Reimbursement
If you’re stranded over 100 miles from home, MCA provides emergency travel expense reimbursement up to $500. This covers costs like meals, lodging, and car rentals if your trip is interrupted by a covered issue.
Submit original receipts to MCA for reimbursement of these out-of-pocket costs incurred during the emergency
Trip Routing and Travel Discounts
Planning a road trip? MCA offers free customized trip routing services. Their team maps out the most direct route and provides turn-by-turn directions.
Members also receive discounts on hotel stays, car rentals, and other travel bookings when coordinated through MCA. The savings can add up for frequent travelers.
Traffic Ticket Legal Representation
Traffic violations like speeding tickets happen, often when in unfamiliar areas. MCA offers to appoint a local attorney to represent you on covered moving violations.
The provider network consists of over 7,000 law firms across the U.S. Legal representation is fully covered, so there are no out-of-pocket attorney fees.
Arrest Bond Certificate
If arrested for covered incidents like vehicle manslaughter or negligent driving while traveling, MCA posts bond up to $500 on your behalf.
Members simply call the emergency line, provide the arrest details and bond amount needed. MCA contacts the authorities to arrange the bond posting.
$5,000 Bail Bond
For any type of covered arrest while traveling, MCA arranges your release by posting a bond up to $5,000. This saves you from extended jail stays when arrested far from home.
As with the arrest certificate, members call MCA’s emergency line and provide the arrest information for assistance facilitating the bond.
$2,000 in Stolen Vehicle Reward
If your vehicle is stolen while traveling, MCA offers a reward up to $2,000 for information leading to its recovery. MCA works with authorities to resolve the theft and track down the perpetrator.
The reward money incentivizes witnesses to share helpful theft details quickly before vehicles disappear.
Minor Legal Service Referrals
MCA provides referrals to local attorneys that can assist with small claims court filings, demand letters, consumer matters, and contract disputes under $200.
Minor legal issues are covered at discounted negotiated rates up to 25% off typical attorney fees when using MCA’s network.
Emergency Message Relay
Emergencies and car trouble don’t always happen where cell service is reliable. MCA will relay urgent messages to family, friends or employers to notify them of delays or issues.
Messages are transmitted through MCA’s toll-free emergency line from anywhere nationwide. Quick notification provides peace of mind if stranded.
Prescription Discounts
MCA members receive prescription drug discounts at over 59,000 pharmacies across the nation. Savings average 10% to 60% for brand name and generic medication.
The Rx discount card is accepted at major chains like CVS, Walgreens, Rite Aid and Walmart. Members simply present the card when filling prescriptions.
Car Rental Discounts
Booking car rentals at a discounted rate is easy with MCA’s membership. Partnerships with leading rental companies like Avis, Budget and Hertz provide members 5% to 20% off retail rental prices.
The discounts apply to rental needs whether traveling or renting locally when your vehicle is being repaired.
How Much Does MCA Cost?
- Initiation fee – $40 one time
- Monthly dues – $19.95
There are no long-term contracts with MCA membership. You can cancel anytime by calling their member services line. Monthly dues are simply debited from the payment account setup at enrollment.
Considering the extensive emergency benefits, MCA provides immense value at just $20 monthly. Most competing auto clubs cost far more for similar coverage.
Who Can Join MCA?
Any licensed driver 18 or older can join MCA. Both personal and business memberships are available.
Family members can be added to your plan for just $6 per month. MCA also offers commercial fleet plans to cover entire company fleets.
Membership is open to residents across the United States and Canada. Roadside benefits apply anywhere in these two countries.
Is MCA Coverage Adequate?
For basic emergency road service and travel benefits, MCA provides robust coverage, especially given the affordable rates. But there are some limitations to be aware of:
- Towing capped at 100 miles
- Emergency reimbursement limited to $500
- No coverage for accidents or mechanical repairs
- No trip interruption coverage for weather events or flight delays/cancellations
- Legal benefits only apply when traveling, not locally
For more comprehensive insurance protection, MCA works best when supplemented with an auto policy from providers like State Farm, Allstate or GEICO. Still, the emergency features make membership worthwhile for peace of mind on the road.
Signing Up for MCA Membership
Joining MCA is quick and convenient:
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Apply online at www.mcatvcmembership.com or call 866-351-1324.
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Pay the one-time $40 initiation fee.
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Provide your driver’s license and payment details for monthly dues billing.
Within 1-2 days, you will receive MCA membership cards for any covered drivers. Keep these cards in your wallet and vehicles to access benefits.
Consider MCA insurance for reliable emergency road service across North America. The affordability makes their plans attractive for all drivers seeking travel protection and savings.
What insurance does East Coast Motor Club offer?
East Coast Motor Club provides auto insurance options along with membership services like roadside assistance and travel benefits. The specific insurance products available can vary by location and membership level.
What does Erie’s roadside assistance include?
As a general rule, Erie’s roadside assistance covers things like towing, jump-starting batteries, changing flat tires, delivering gas, and helping people who are locked out of their cars. Coverage details can vary based on the policy and location.
Motor Club of America A D & D Coverage!
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