Get the Coverage You Need with Space Coast Credit Union Car Insurance

Finding the right car insurance can be a frustrating process. With so many options and factors to consider it’s easy to feel overwhelmed. But at Space Coast Credit Union we make it simple to get the coverage you need at a price you can afford.

As a full-service credit union, we take pride in offering our members smart financial products tailored to fit their needs Our car insurance program is no exception. Partnering with leading insurance companies like Liberty Mutual, we provide access to competitive rates on auto insurance specifically designed for credit union members like you

In this article, we’ll walk through the key benefits of insuring your vehicle through Space Coast Credit Union. We’ll look at what coverage options are available, how our program makes the claims process smoother, and why credit union insurance could save you money compared to dealing directly with other providers.

Whether you currently have a policy elsewhere and are considering switching, or need to insure a new vehicle, read on to see how we can help protect both you and your car.

Why Choose Credit Union Car Insurance?

There are a few key reasons why credit union auto insurance stands out

Specialized Rates and Discounts. Our program qualifies members for discounts that are specifically for credit union members. This means the rates you see have already been reduced just for being part of Space Coast Credit Union.

Exceptional Service. Our team of licensed insurance agents are experts at finding the right fit based on your personal situation. We take the time to make sure you understand your options.

Hassle-Free Claims. We work hard to make the claims process smooth and convenient should you ever need to file one. There are no runarounds or hassles.

Local Representation. With branches across Florida, we are a true local credit union. Our agents live in the communities we serve, so we understand the insurance needs in our state.

Bundled Savings. We offer discounts when you bundle multiple policies together, such as insuring both your home and auto with us.

Dividend Rewards. As a member, you may qualify for dividend rewards based on your driving history and loss ratio. This can help lower your premiums over time.

Personalized Service. Our goal is building lifelong relationships with members. We get to know you and provide tailored solutions. You’re never just a policy number.

With both competitive pricing and great service, credit union insurance gives you the best of both worlds.

What Vehicles Can You Insure?

Space Coast Credit Union car insurance provides flexible protection for all sorts of vehicles. Here are some of the cars, trucks, and other rides we commonly insure for members:

• Sedans – from makes like Honda, Toyota, Ford, Hyundai, and more
• SUVs and Crossovers – models from Chevrolet, Jeep, Subaru, Dodge, and others
• Pickup Trucks – such as the Ford F-150, Ram 1500, Chevrolet Silverado, GMC Sierra
• Sports Cars – Mustang, Corvette, Porsche, Audi, BMW
• Classic and Antique Cars
• Hybrid Vehicles – Toyota Prius, Hyundai Ioniq, Kia Niro
• Electric Vehicles – Tesla Model 3, Nissan Leaf, Chevrolet Bolt
• Recreational Vehicles – boats, ATVs, RVs, golf carts, snowmobiles, jet skis
• Motorcycles – Yamaha, Harley-Davidson, Honda, Kawasaki, Suzuki
• Commercial Trucks and Vans

So whether you drive a brand new sedan or a vintage sports car, we can cover it through our program. We know members have diverse insurance needs, and we accommodate them all.

What Are the Coverages?

Car insurance policies are made up of different coverages that work together to protect you financially. With Space Coast Credit Union insurance, you can select from all the standard auto coverage options:

Liability Insurance covers damage you cause to others in an accident where you’re at fault. It pays for expenses like medical bills, lost wages, and property damage claims. Florida requires minimum liability limits, but higher amounts are recommended for better protection.

Collision Insurance pays to repair or replace your vehicle after an accident with another car or object, regardless of who is at fault. It covers damage from collisions with vehicles, buildings, poles, guardrails, and even animals.

Comprehensive Insurance covers non-collision damage from events like theft, vandalism, fire, hail, flooding, windstorms, and more. It provides complete protection beyond just accident damage.

Uninsured/Underinsured Motorist Coverage pays your injury claims and vehicle repairs when you’re in an accident caused by a driver who has no insurance or not enough coverage.

Medical Payments Coverage pays medical and funeral expenses for you or your passengers after an accident, regardless of who was at fault.

Roadside Assistance Coverage provides towing and other assistance if you break down, lock your keys in the car, run out of gas, or have a flat tire.

We have knowledgeable agents who can explain these coverages and help determine the right amounts based on your specific situation. Customizing your policy takes the guesswork out of being properly covered.

How Much Does Credit Union Car Insurance Cost?

Car insurance rates are based on a number of factors, including:

• Your age, gender, marital status, and driving record
• The make, model, year, and value of your vehicle
• Where you live and drive (urban, suburban, rural)
• Your mileage and commute
• Your chosen coverage amounts and deductibles
• Any safety equipment on the vehicle
• Your credit score
• Previous lapses in insurance coverage

With so many variables, it’s impossible to give an average cost. But our team can provide a fast quote based on your details. Simply give us a call or request a quote online to start the process.

As a credit union, we have access to member-only group discounts you won’t find going directly through other insurance companies. And remember – the more policies you bundle together, the more you could potentially save.

Why is Space Coast Credit Union a Smart Choice?

When you choose Space Coast Credit Union Insurance, you get personalized service from agents focused on protecting fellow credit union members. We seek to understand your unique needs and make the process of getting coverage simple and straightforward.

Key reasons why members trust us for their insurance needs:

• Local experts with deep knowledge of Florida’s insurance requirements
• Multiple carrier options to compare for the best rates
• Discounts specifically for credit union members
• Prompt and fair claims service with hassle-free support
• Bundling opportunities to save money
• Dividend rewards to lower costs over time
• Rates guaranteed for 12 months when policies renew
• Access to insurance services designed for members first

How Does the Claims Process Work?

Should you need to file a claim, you’ll be assigned a claims representative to help guide you through the process. We make sure you know what to expect and are available to answer any questions.

Here’s an overview of how a standard claim works:

• Report the claim right away by calling our insurance center or starting a claim online. Provide details about what happened.
• A claims adjuster will reach out to review damage, collect evidence, and investigate what occurred.
• The adjuster will determine fault and whether the damages fall within your coverage amounts.
• You may need to obtain repair estimates to submit for vehicle damage claims.
• The adjuster will issue payment for covered losses directly to you or auto repair shops.
• For injuries, your medical providers will deal directly with the insurance company for payment of bills.

We know it can be stressful dealing with accidents and damage. So we work to settle claims promptly and provide the support you need throughout the process. Many members are relieved to find claims go smoother than expected with our credit union program.

Are There Discounts Available?

Yes – some common auto insurance discounts offered through Space Coast Credit Union include:

• Safe driver discount – for a clean driving record without violations
• Low mileage discount – for driving fewer than a set number of miles annually
• Good student discount – for full-time students under 25 who maintain a B average
• Defensive driver discount – for completing an approved safe driving course
• Multi-policy discount – for bundling home and auto insurance
• Anti-theft device discount – for having air bags, anti-lock brakes, vehicle tracking, alarm systems
• Accident forgiveness – a one-time waiver of rate increase after an accident
• Advance quote discount – for getting a quote well before your policy renews

Discounts provide a great way to lower your premiums. We will assess all available savings opportunities to find the lowest rate based on your specific details.

Ready to Get a Quote?