Great West Casualty: Your One-Stop Shop for Commercial Truck Insurance

Finding the right insurance for your trucking business can be a daunting task. With so many options and nuances it’s hard to know where to start. That’s where working with a specialist like Great West Casualty can make all the difference.

Great West Casualty is one of the most trusted providers of commercial truck insurance in the nation. For over 65 years, they have focused solely on understanding the insurance needs of the trucking industry Their dedication shows in the comprehensive coverage options and top-notch service they provide

In this article, we’ll give an in-depth look at Great West Casualty. We’ll cover their key coverages for truckers, risk management services, claims handling process, and what sets them apart in the insurance industry. Whether you operate one truck or a whole fleet, you’ll see why truckers nationwide trust this provider for their insurance needs.

An Overview of Great West Casualty

Great West Casualty Company provides specialized commercial truck insurance products and services. Their offerings are designed specifically for the needs of the trucking industry.

A few key facts about this leading insurer:

• Founded in 1955 in South Sioux City, Nebraska
• Regional offices located nationwide
• Rated A+ by AM Best for financial strength
• Old Republic International Company member
• Focus exclusively on trucking insurance

With no other lines of business, Great West’s expertise is concentrated entirely on trucking risks. They aim to be a one-stop shop that makes getting comprehensive protection simple and straightforward.

Core Trucking Insurance Coverages

Great West Casualty offers all the major commercial trucking insurance policies motor carriers need. Key options include:

Commercial Auto Liability

Bodily injury and property damage liability insurance is mandatory for nearly every truck to legally operate. Great West’s auto liability starts at $1 million and goes up to $10 million in total limits.

Physical Damage

Known as collision and comprehensive coverage in personal auto policies, physical damage protects your vehicle. It covers repairs whether your truck is damaged in an at-fault crash or by fire, theft or vandalism.

Motor Truck Cargo

Motor truck cargo insurance covers loss or damage to the freight you are transporting. It protects against risks like traffic accidents, weather and theft. Limits are available up to $1 million per conveyance.

General Liability

General liability shields your trucking business from financial loss if you are sued for bodily injury or property damage caused by your company’s services or operations. Great West offers up to $1 million in coverage.

Workers’ Compensation

This mandatory coverage pays for medical treatment and lost wages if a driver or other employee gets injured on the job. Great West’s workers’ comp meets requirements in all states.

Umbrella/Excess Liability

Extra liability limits above your underlying policies provides an added layer of protection for your business assets. Great West offers up to $10 million in additional coverage.

Purpose-Built Options for Trucking

Beyond the standard policies, Great West also provides specialty coverages tailored to the unique risks truckers face:

• Household goods transportation
• Intermodal shipments
• Loggers coverage
• Motor carrier physical damage
• Terminal coverage

Their knowledgeable agents work directly with you to create a custom insurance solution for your trucking operation. You get coverages specialized for how and where you operate.

Safety and Risk Management

Great West doesn’t just provide coverage in case the worst happens. Their safety and risk management services help trucking companies minimize risks in the first place.

Resources they offer include:

• Assistance creating safety programs
• Regulatory compliance guides
• Accident investigation training
• Fleet safety analysis
• New hire screening best practices
• Drug and alcohol testing oversights

Proactive planning to reduce exposures keeps claims down and your drivers safer. Great West’s risk experts have the trucking know-how to assess exposures specific to your business and suggest targeted improvements.

Streamlined Claims Process

No matter how safe a driver tries to be, trucking accidents still happen. When they do, Great West promises fast and fair claims resolution to get trucks back out on the road.

Their claims process includes:

• 24/7 claims reporting
• Experienced trucking claims adjusters
• Direct contact for each claim for personalized service
• National network of truck repair shops
• Prompt payment once repairs are complete

Straightforward claims handling reduces headaches and downtime when you need to file. Great West pays what is owed quickly so you can move on from the loss.

What Sets Great West Casualty Apart?

With so many insurers out there, what makes Great West Casualty stand out? A few key reasons they are a top choice for trucking insurance:

Trucking expertise – No other types of clients means their sole focus is understanding trucking risks. Agents know the operations, hazards and insurance needs of the industry inside and out.

Tailored products – They don’t just sell standard policies. Great West designs specialty coverages to fill the unique gaps truckers face based on logistics, cargo, equipment and more.

Highly rated – An AM Best A+ rating means Great West has the financial strength to pay claims reliably. Truckers can have confidence entrusting their coverage to this stable underwriter.

Personalized service – Each insured has a direct contact for quotes, claims and account management. You work with the same knowledgeable team familiar with your business.

Proactive safety focus – Loss control services aim to prevent claims before they happen, setting Great West apart from reactive carriers.

Finding an insurer that aligns with your risk management priorities makes a big impact. The Great West Casualty difference offers truckers peace of mind that their complex risks and assets are covered.

Start Your Quote Today

Whether you are an owner-operator with a single truck or a large carrier with a whole fleet, insuring your livelihood is serious business. The right insurance partner makes all the difference.

Great West Casualty has spent over 65 years fine-tuning their products and services to provide the coverage options truckers need at competitive rates. Get a fast, free quote today online or by calling 800-228-8602.

See for yourself the Great West difference of personalized protection and consultative service. You can hit the road knowing a trusted expert in trucking insurance has you covered for the long haul.