How to Easily Pay Your Ambetter Health Insurance Bill by Phone

Having affordable, quality health insurance is important for you and your family As an Ambetter member, you want an easy, convenient way to pay your monthly premium to maintain coverage Paying by phone is a fast option that takes just minutes. Here’s a guide to paying your Ambetter health insurance bill by phone and what you need to know.

What is Ambetter Health Insurance?

Ambetter health plans are offered on the Health Insurance Marketplace as part of the Affordable Care Act. Ambetter is managed by national insurer Centene Corporation.

Ambetter provides comprehensive health coverage including:

• $0 preventive care services
• Essential health benefits like prescription coverage
• Access to virtual care and telehealth
• Vision and dental coverage options
• No lifetime maximum benefit caps

Plans are available both on and off the Marketplace exchange with subsidies based on income Ambetter offers a choice of deductible and copay options

When Is My Monthly Ambetter Premium Due?

Your Ambetter premium bill is due before the 1st day of every month to keep your coverage active. For example, June’s payment must be received by June 1st.

Premium invoices are mailed or emailed around the 20th of each month. However, payment is still due on the 1st even if you have not received the bill yet.

You have a grace period, typically 30 days, to pay a late premium and avoid cancellation. But coverage could lapse during this grace period so paying on time is best.

Pay Your Ambetter Bill by Phone

Paying by phone is a convenient way to pay your Ambetter premium bill without the hassle of mailing a check or money order.

Have Your Invoice Available

Locate your most recent Ambetter premium invoice to reference while paying. This has your account number, monthly premium amount due, and billing statement details.

Call the Automatic Phone Payment System

Call 1-877-687-1196 and select your state. Then choose the “Pay Bill” option and follow the prompts to make a payment via Interactive Voice Response (IVR).

Enter Your Information

The IVR will guide you to enter your 14-digit account number and the amount due using your phone keypad. You can pay by debit/credit card or checking account.

Keep the Confirmation Number

At the end, you’ll receive a confirmation number for your payment. Keep this for your records in case you need to verify or reference the transaction.

Speak to a Representative

If you prefer human assistance, stay on the line to speak with a phone representative who can process your payment.

Other Ways to Pay Your Ambetter Bill

In addition to paying by phone, Ambetter offers other convenient payment options:

• Online – Pay via your secure online member account using e-check, debit or credit card.

• Automatic monthly payments – Set up recurring payments from your bank account to be deducted on your due date.

• By mail – Mail a check or money order with your remittance slip to the address on your invoice. Allow 7-10 days for processing.

• In person – Take your bill to an authorized MoneyGram® location to pay in cash.

Choose the most convenient method for you, and pay on time to avoid any service disruption! Setting reminders and enrolling in auto-pay can help prevent missed payments.

Tips for Paying Your Bill by Phone

Paying by phone only takes a few minutes when you follow these tips:

• Have your bill, account number, and payment info ready
• Double check account number when entering
• Enter payment amount carefully
• Write down the confirmation number
• Call early in billing cycle to avoid the rush
• Save confirmation as payment proof

Calling to pay is extremely quick and easy. Just having your invoice and payment details handy ensures the process goes smoothly.

What Happens If You Miss a Payment?

While Ambetter does offer a grace period, it’s essential to pay every bill by the due date when possible. A missed or late payment can result in:

• Late fees added to your next bill

• Loss of auto-pay discount if enrolled

• Potential service disruption after grace period

• More time on hold when you call to pay

• Reactivation delays once you pay

Avoid headaches by scheduling payments as soon as you receive your invoice. Sign up for text and email reminders through your online account. Set a monthly calendar reminder as well.

Staying on top of payments guarantees you continue to receive uninterrupted coverage. Your health depends on it!

Get Affordable Health Insurance with Ambetter

Ambetter provides quality Marketplace insurance to over 1 million members across 24 states. With $0 copays for preventive visits and competitive premiums, it’s an affordable choice for individuals and families.

Paying your monthly bill promptly is key to maintaining your health coverage. Pay by phone in just minutes or use time-saving auto-pay. Keep your account active and enjoy the peace of mind that comes with health insurance you can depend on.