With major retailers like Sears and Walmart operating thousands of locations across America, customers often wonder if they can knock out multiple financial errands at one of these convenient stores. Specifically – can you pay your Sears bill at Walmart?
In this comprehensive guide, we’ll answer that question and cover everything you need to know about managing Sears bills and credit cards at Walmart stores.
Overview of Sears Payment Options
Sears, Roebuck and Company provides diverse products across home goods, apparel, appliances, tools, and more. Customers can pay their Sears bills through
- Online account login
- Phone
- In-store
The Sears credit card also offers 5% back in rewards and special financing. Maintaining a Sears store card provides discounts and perks.
Can I Pay My Sears Credit Card Bill at Walmart?
Unfortunately, Walmart locations do not accept Sears credit card payments directly. Since Sears cards are issued by Citibank, payments must be processed through official Citibank channels.
However, Walmart does permit customers to pay hundreds of other bills in-store and online. So you can visit Walmart to pay your Sears bill through an electronic funds transfer.
Steps to Pay Sears Bills at Walmart
Follow these steps to pay your Sears bill conveniently at a nearby Walmart:
-
Visit any Walmart MoneyCenter or customer service desk with your Sears account number and bill amount handy.
-
Inform the cashier you want to make an electronic Sears bill payment. Provide account details.
-
Pay with cash, check, credit/debit card or Walmart gift card. Get a receipt.
-
The payment is transferred to Sears electronically within 1 business day.
This quick and easy bill pay method avoids mailing delays and late fees.
Using Walmart Pay+ App to Pay Sears Bills
The Walmart Pay+ app provides contactless bill pay right from your phone. Simply link your payment accounts, find your biller, schedule payments or pay on-demand.
With Sears bills, you still need your Sears account number. The funds are transferred electronically based on your instructions.
Pros of Paying Sears Bills at Walmart
Paying Sears bills at Walmart offers multiple benefits like:
-
Convenience of paying bills during routine Walmart trips
-
Avoid late fees with same-day transfers
-
Pay with various methods – cash/check/card
-
Setup auto-pay for recurring Sears bills
-
Earn Walmart rewards on eligible payments
-
Accessible bill pay hours – open 24/7 at some stores
Cons of Paying Sears Bills at Walmart
A few drawbacks include:
-
Cannot pay Sears credit card bills directly
-
Must have your Sears account number handy
-
Additional fee may apply per electronic payment
-
Cannot earn Sears rewards on Walmart bill payments
-
Limit of $1,000 per transaction
FAQs About Sears Bill Pay at Walmart
What information is needed to pay Sears bills at Walmart?
You need your correct Sears account number and current billing amount. Keep your Sears bill handy for reference.
Is there a fee for paying bills at Walmart MoneyCenter?
A small service fee may apply per electronic bill payment transaction. Fees vary by location.
How long do Sears electronic payments from Walmart take to process?
Sears receives the payment and credits your account within 1 business day after paying at Walmart.
Can I set up automatic recurring Sears bill pay at Walmart?
Yes, you can schedule future automatic payments by linking your Walmart and Sears accounts through the Pay+ app.
What is the maximum bill payment allowed at Walmart?
Walmart caps electronic bill payments at $1,000 per transaction. You can split larger bills into multiple payments.
The Bottom Line
While Walmart does not directly accept Sears credit card payments, you can easily pay your Sears bill at any Walmart MoneyCenter via electronic funds transfer. This adds convenience to your routine shopping trips.
Just ensure you have your correct Sears account details. Managing payments is easier with the Walmart Pay+ app. Consider bill pay automation to avoid forgetting due dates every month.
Sebi Mitchell , Credit Cards Moderator
You can use your Sears Credit Card anywhere Mastercard is accepted. That means that you can use this card almost anywhere they take credit cards as a payment method.
The Sears Store Card, on the other hand, can only be used:
- In Sears stores and on Sears.com
- At Kmart
- In Lands’End stores and Landsend.com
- At all members of Sears Holdings family of companies (like Sears Hardware, Sears Auto Centers, or Sears Flowers)
Disclaimer: Were sorry, but the Sears Store Card may no longer be available to new applicants or we may no longer be able to obtain complete information related to this offer. This answer was last updated on 01/12/24 and it was first published on 08/05/21. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.
Popular Credit Cards from Our Partners
-
Prime Visa LEARN MORE -
Costco Anywhere Visa® Card by Citi LEARN MORE -
Blue Cash Preferred® Card from American Express LEARN MORE -
AT&T Points Plus® Card from Citi LEARN MORE
Prime Visa LEARN MORE 
Costco Anywhere Visa® Card by Citi LEARN MORE 
Blue Cash Preferred® Card from American Express LEARN MORE 
AT&T Points Plus® Card from Citi LEARN MORE There is no Sears Credit Card concierge benefit. Cardholders with questions about their account can call 1 (800) 917-7700 for assistance, but the customer service representative won’t be able to perform the wide range of services provided by some credit card concierges.
A concierge acts like an on-demand personal assistant for cardholders, able to help with nearly anything, from travel and purchase assistance to directions and restaurant reservations. Although Sears Credit Card does not offer concierge service, there are plenty…
No, Sears Credit Card does not have travel insurance. While Sears Credit Card does have benefits such as monthly credit bureau reporting, travel insurance is not among the cards perks. This is because the Sears Credit Card is made for people who shop at Sears often.
If youre looking for a travel credit card, check out WalletHubs recommendations for the best credit cards for travel insurance and travel rewards. Before picking a card, also be sure to check your credit score for free on WalletHub so that you…
The Sears Credit Card does not have purchase protection. This is pretty common, unfortunately, as only around half of the major credit card issuers still offer purchase protection on at least one of their credit cards.
Although the Sears Credit Card no longer offers purchase protection, applying could still make a lot of sense in the right situation. The Sears Credit Card has zero liability fraud insurance and a $0 annual fee. All in all, the Sears Credit Card is a good…
Did we answer your question?
Sorry! How can we improve this answer?
Ad Disclosure: Certain offers that appear on this site originate from paying advertisers. For full transparency, here is a list of our current advertisers.
Advertising impacts how and where offers appear on this site (including, for example, the order in which they appear and their prevalence). At WalletHub we try to present a wide array of offers, but our offers do not represent all financial services companies or products.
Advertising enables WalletHub to provide you proprietary tools, services, and content at no charge. Advertising does not impact WalletHubs editorial content including our best picks, reviews, ratings and opinions. Those are completely independent and not provided, commissioned, or endorsed by any company, as our editors follow a strict editorial policy. WalletHub is not a financial advisor. Our goal is to provide you with top-notch content, data, and tools. You are responsible for deciding what financial products and providers are best for your needs. WalletHub members have a wealth of knowledge to share, and we encourage everyone to do so while respecting our