Pay Your Kmart Layaway Bill Online: A Step-by-Step Guide

Layaway programs allow shoppers to reserve items by putting down a deposit and then paying off the balance in installments over time. Kmart offers a convenient layaway program that lets you spread out payments on your purchases interest-free.

One of the great benefits of Kmart layaway is the ability to pay your bill quickly and easily online. Paying online allows you to manage your layaway account from anywhere without having to visit the store.

In this comprehensive guide we’ll walk through the simple process of paying your Kmart layaway bill online in just a few quick steps.

Overview of Kmart Layaway

For those unfamiliar, here’s a quick overview of how Kmart’s layaway program works

• Minimum purchase amount of $50
• Requires a 10% deposit on the total purchase price
• Remaining balance can be paid over 8 weeks
• $3 non-refundable service fee per order
• Items must be picked up by the final due date
• Payments can be made online, in-store, or by phone

Layaway allows you to reserve items and pay over time. It’s a great option if you want to lock in sale prices but cannot pay upfront.

Benefits of Paying Online

Paying your layaway bill online offers many advantages:

• Convenience – Pay anytime, anywhere without traveling to the store
• 24/7 Access – Manage your account on your schedule
• Payment Alerts – Get reminder emails for upcoming due dates
• Payment Tracking – Clearly see payment history and balance owed
• Fast Payments – Payments process instantly versus waiting in line
• Account Management – Update information, cancel orders, print receipts
• Card Rewards – Earn points/cash back on payments with rewards cards
• Time Savings – Avoid trips to the store to make payments

Step-by-Step Guide to Pay Online

Ready to pay your Kmart layaway bill online? Just follow these simple steps:

1. Locate Your Layaway Number

This 10-digit number will be on your receipt from when you placed the order. It’s required to access your account online.

2. Go to Kmart’s Layaway Payment Website

Visit https://layaway.kmart.com or click “Layaway” then “Make a Payment” on kmart.com.

3. Enter Your Layaway Number and Billing Details

On the payment page, enter your 10-digit layaway number exactly as shown on your receipt along with your billing details.

4. Choose Your Payment Amount

Select whether to pay the minimum, a custom amount, or pay in full. Paying more than the minimum can help pay off the balance faster.

5. Input Your Payment Method

Enter your credit/debit card information. Cards accepted include Visa, Mastercard, Discover, American Express, and most debit cards.

Once submitted, your layaway balance will update instantly. And that’s it – your payment is complete! By following these simple steps you can pay your Kmart layaway conveniently online 24/7.

Tips for Managing Your Account Online

In addition to making payments, Kmart’s online layaway account management lets you:

• View payment history and statements
• Change billing and contact information
• Cancel a layaway order
• Receive email reminders about upcoming payments
• Print final payment receipts
• See real-time balance updates after payments
• Avoid late fees by paying on time
• Track order status and release date

So be sure to utilize these helpful features when logged into your online account.

Paying on Time Is Key

To avoid fees and cancellation, it’s critical to pay your layaway on time each period:

• Review your payment schedule so you know all due dates in advance
• Sign up for email reminders to prevent forgotten payments
• Pay online early to avoid last-minute crowds if paying in-store
• Contact the store immediately if you need to cancel or change an order
• Pick up your merchandise by the final due date or ask about extensions

Stay organized and make your layaway payments on time every time.

Answers to Common Layaway Questions

If you’re new to layaway, here are answers to some frequently asked questions:

Can I pay my layaway off early?

Yes, you can pay your balance off in full at any time after making the first payment. This completes your order faster.

What if I miss a payment?

If you miss a payment, your order will be cancelled and you’ll be refunded the amount paid minus a $10 cancellation fee.

How do I cancel my layaway order?

You can cancel your order at any time by contacting your local Kmart store. You’ll receive a refund of payments made minus the $3 service fee.

Can I get a payment extension?

You can request an extension of your final due date, but it’s not guaranteed. Extensions may be approved on a case-by-case basis.

What if I don’t pick up my order on time?

If not picked up by the final due date, your order will be cancelled and you’ll be refunded the amount paid minus a $10 cancellation fee.

Can I change my layaway order?

Yes, you can switch out items or change quantities on your order. Contact the store for details.

The Bottom Line

• Have your 10-digit layaway number ready
• Make payments at layaway.kmart.com
• Pay at least the minimum by each due date
• Take advantage of online account management
• Contact the store if any issues arise

Layaway makes budgeting for purchases convenient and interest-free. By paying online and staying organized, you can ensure a smooth layaway experience from start to finish. Enjoy your new Kmart purchases once the balance is paid in full!