Having an easy and reliable way to pay your car loan bill each month is important. J.D. Byrider offers several online bill payment options to fit your needs. Below, I’ll explain the different methods for paying your J.D. Byrider bill online so you can avoid late fees and keep your account in good standing.
J.D. Byrider Online Account Overview
After purchasing a used car through J.D. Byrider, you’ll have a loan that requires a monthly payment. J.D. Byrider understands not everyone qualifies for traditional financing, so they work with customers even with credit challenges.
Your loan terms including the monthly payment amount, due date, interest rate and total balance owed will be outlined in your sales contract Log into your J.D. Byrider online account anytime to review your account details and make payments.
J.D. Byrider offers online bill pay, mobile app payments, and phone payments for your convenience. I’ll explain how each method works below.
Online Bill Pay Through Your Account
The easiest way to pay your JD Byrider bill is through your online account dashboard, Here are step-by-step instructions
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Go to www.mybyrider.com.
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Click on “My Byrider” in the top menu.
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Enter your account number or phone number and password. First time users will need to create an account.
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Review your account balance, monthly statement, payment history and loan details.
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Click “Make a Payment” and enter your payment amount
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Enter your debit/credit card information or log into your bank account.
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Review the payment details and submit.
The funds will immediately transfer from your bank account or credit card to make your J.D. Byrider payment. It’s the fastest way to pay your bill online and receive payment confirmation.
J.D. Byrider Mobile App
For on-the-go payments, download the MyByrider app for your Apple or Android device. You can quickly check your balance, schedule payments, and receive loan account alerts.
Once logged into the app, tap on “Make a Payment” and follow the prompts to pay your bill via debit/credit card in just a few clicks. The mobile app gives you access anywhere, anytime.
Pay By Phone
If you prefer to pay your J.D. Byrider bill over the phone, call 1-800-321-CAFE (2233) to speak with a representative. They are available Monday to Friday from 8 a.m. to 7 p.m. EST.
Have your account number, payment amount, and debit/credit card ready. The representative will process and confirm your payment during the call. It’s a reliable option if you don’t have web access.
Create Automatic Payments
For hassle-free bill payment, set up automatic recurring payments through your J.D. Byrider online account. Log in and click on Auto Pay under the My Account tab.
Choose the amount, payment date, and payment source. Your bill will be automatically paid each month on the scheduled date. Just be sure to update the payment amount if your monthly bill changes.
Automatic payments avoid late fees, save time, and give you peace of mind that your car loan bill is paid every month. You can cancel or edit Auto Pay anytime.
Avoid Late Fees
Your monthly J.D. Byrider payment is due on the same date every month, typically 5-10 days after your monthly statement closing date. Log into your account to verify the exact due date.
Any payment received after the due date will incur a late fee, usually around $30. If your account becomes delinquent, it can negatively impact your credit score.
I recommend setting up automatic payments from your checking account 2-3 business days before your due date as a buffer. Even if funds are tight one month, partial payments can help avoid late fees.
What to Do if You Can’t Pay
Contact J.D. Byrider immediately if you don’t think you’ll be able to make your monthly payment. Explain your financial situation to see if they can offer assistance.
Options may include:
- Skipping a payment
- Making partial payments
- Modifying your loan terms
- Voluntarily repossessing your vehicle
Work with J.D. Byrider to explore arrangements so you can maintain your loan account in good standing even during financial hardship. Don’t let an unpaid bill spiral into further late fees and credit damage.
Changing Your Payment Method
If you need to update your automated payment source or switch to a new debit/credit card, easily edit your details through your online account. You can update your payment information anytime.
Be sure to let J.D. Byrider know at least 3 business days before your next due date when changing payment accounts. This ensures the new details are processed so your payment goes through on time.
Move Your Loan to a New Car
One of the advantages of financing your car through J.D. Byrider is you can often transfer your outstanding loan balance to a different vehicle. This lets you upgrade your car while keeping the same monthly payment.
To see if you qualify to move your loan to a new Byrider vehicle, contact your local dealership’s finance department. They will evaluate your current loan status, credit situation, and the car you want to purchase.
Payoff Your J.D. Byrider Loan Early
If you want to pay off your J.D. Byrider loan early, contact their corporate office to request a payoff quote including any prepayment penalty or remaining fees. You can then pay the balance in full via check or wire transfer.
Full prepayment can save you money on total loan interest and eliminate monthly payments sooner. Just make sure to get a payoff quote first so you know the exact balance owed.
Paying off your Byrider auto loan will free up monthly cash flow and build your credit history as the loan is closed out and reported as paid. But be sure you have funds to purchase your next vehicle before paying the Byrider loan off.
Selling Your Car with an Active Loan
If you want to sell or trade in the car purchased through J.D. Byrider, call them to determine next steps on settling your outstanding loan balance. Do not sell the car until you have paid the loan first.
You can either pay off the full remaining loan balance from the car sale proceeds or have the buyer assume the Byrider loan payments. Either way, be sure to get written approval from J.D. Byrider before no longer owning the vehicle.
Not settling the loan before selling can lead to complications, fees, and legal action for continuing to owe the balance. Avoid headaches by contacting Byrider ahead of time to handle an active loan.
Paying Your J.D. Byrider Bill is Simple
Be sure to pay your monthly payment amount by the due date, and contact J.D. Byrider immediately if you anticipate issues making any upcoming payments. They want to work with customers to find solutions during financial hardship.
6 Ways to Pay*
We offer you six different ways to submit your auto payments. You’re free to choose the one that works best for you! Choose from this list of multiple payment options:
*Payment options vary per location. Please refer to your CNAC representative.
Your Payments, Your Credit
With so many easy ways to make your car payments on time, it also makes it easy to work toward improving your credit. Making full, timely payments on your accounts and other lines of credit is the best way to steadily improve your credit score.
If you’re worried about forgetting to make your payments, you can set up automatic withdrawals and never have to think about due dates! You won’t miss a payment and you can set your credit improvement on cruise control.
Online Banking: Bill Pay Tutorial
FAQ
How to make a Cnac payment?
Does JD Byrider do weekly payments?
What company is Cnac?
Where can I download the Byrider app?
This app is available only on the App Store for iPhone and iPad. Welcome to the Byrider App! This free App allows you to improve your ownership experience of the vehicle you purchased from a Byrider dealer. You can manage and make payments for your CNAC account. The app allows you to do the following:
Does JD Byrider offer financing for people with no credit?
At J.D. Byrider, we offer financing for people who have no credit or bad credit. Many of our dealerships specialize in getting people into cars who may not have established credit or even have negative marks on their credit report, including bankruptcy and prior repossessions.
What will JD Byrider do?
Boston — The used car dealership JD Byrider will cancel debts, pay $1.5 million to reduce car loan payments and provide restitution to thousands of consumers, and significantly change its practices to resolve allegations that it engaged in deceptive sales of defective vehicles and predatory lending, Attorney General Maura Healey announced today.
How much did JD Byrider pay for its cars?
From 2011 to 2016, JD Byrider sold virtually all its used cars for an identical price of $12,000. They paid an average of $4,863 for the cars during this period.
Is J.D. Byrider a good car dealership?
According to a customer’s review on 7/29/2016, the staff at J.D. Byrider were very professional and answered questions honestly. The sales staff (Billy, Zully) and the finance department staff were also great. J.D. Byrider restored this customer’s faith in car dealerships and they would recommend it to everyone looking for a vehicle.
What OS do I need to use the Byrider app?
Requires iOS 12.0 or later. Requires iPadOS 12.0 or later. Requires iOS 12.0 or later. Requires visionOS 1.0 or later. Welcome to the Byrider App! This free App allows you to improve your ownership experience of the vehicle you purchased from a Byrider dealer.